Inside the research

Primerica, Inc.

PRI Research profile · latest available data

Price overview

$275.59

▲ +1.13 (+0.4%)

52w hi$325.09
52w lo$243.52
Vol143.90K
As of25 Sep 2026

The Verdict

Hold

Our score +0.13

Short-0.02
Medium+0.15
Long+0.39

computed 2026-09-27

Key fundamentals

Primerica, Inc.

Financial Services · Insurance - Life

Market cap$8.48B
Enterprise value$9.65B
Trailing P/E11.08x
Forward P/E10.14x
EV / EBITDA8.60x
P / S (ttm)2.43x
Profit margin22.8%
Return on equity33.0%
Revenue growth+8.7%
Earnings growth+19.5%
Debt / equity71.52

Layer Breakdown

LayerRawContribution
Fundamental+0.37
Sector+0.02
Technical-0.01
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives to middle-income households. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.

United States · www.primerica.com

Risk Metrics

Beta vs SPX0.73
Corr SPX0.49
Annual vol23.8%
Annual ret+6.0%
Sharpe0.25
Max DD-19.9%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$293.33
High / Low$322.00 / $263.00
Median$290.00
Analysts6
Strong Buy0
Buy3
Hold5
Sell0
Strong Sell0

Recent rating actions

2026-03-03Morgan Stanley→ Equal-Weight
2025-11-17Morgan Stanley→ Equal-Weight
2025-11-11Keefe, Bruyette & Woods→ Market Perform
2025-10-07Morgan Stanley→ Equal-Weight
2025-09-23BMO Capital→ Outperform
2025-08-18Morgan Stanley→ Equal-Weight

Material Events

DateEvent8-K
2026-08-05Earnings Release, Reg FD Disclosure…read
2026-06-02Material Agreement, Material Obligation…read
2026-05-27Shareholder Voteread
2026-05-06Earnings Release, Reg FD Disclosure…read
2026-02-23Bylaws Amendment, Exhibitsread
2026-02-11Earnings Release, Reg FD Disclosure…read
2026-01-23Officer / Director Changeread
2025-11-05Earnings Release, Reg FD Disclosure…read
2025-08-06Earnings Release, Reg FD Disclosure…read
2025-05-15Shareholder Voteread
2025-05-07Earnings Release, Reg FD Disclosure…read
2025-02-11Earnings Release, Reg FD Disclosure…read

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-11Cottle Amber LynneSell279$87.50K
2026-08-10Williams Glenn J.Chief Executive OfficerSell1.50K$480.30K
2026-06-12Yastine Barbara A.Grant58$16.26K
2026-06-12Williams Donald R.Grant42$11.80K
2026-06-12DAY CYNTHIA NGrant87$24.33K
2026-06-12Cottle Amber LynneGrant12$3.48K
2026-06-12Babbit Joel M.Grant36$9.93K
2026-06-12Williams Glenn J.Chief Executive OfficerSell1.50K$420.74K
2026-05-21DAY CYNTHIA NGrant640$179.88K
2026-05-21Yastine Barbara A.Grant640$179.88K

Flow & Concentration

Insider 180d net-$988.54K
Insider buys / sells0 / 3
Insider biasNeutral
13F holders9
Top-5 share97.7%
HHI4,428 (concentrated)

Top Holders

HolderValueShares
Fidelity / FMR LLC$802.18M2.82M
State Street Corp$295.93M1.04M
AQR Capital Management$113.55M399.55K
Millennium Management$31.81M111.94K
Renaissance Technologies$24.65M86.74K
Capital Research / Capital World$21.66M76.22K
Bridgewater Associates$7.09M24.94K
Citadel Advisors$1.02M3.60K
T. Rowe Price Group$56.42K198.51K

As of 2026-06-30

Dividends

Yield (TTM)0.81%
$ / share (TTM)$2.24
5y CAGR+21.1%

Annual dividend per share

2021$1.88
2022$2.20
2023$2.60
2024$3.30
2025$4.16
2026$1.20

SEC Filings

DateFormDoc
2026-08-114view
2026-08-104view
2026-08-0610-Qview
2026-08-058-Kview
2026-06-154view
2026-06-154view
2026-06-154view
2026-06-154view
2026-06-154view
2026-06-154view
2026-06-028-Kview
2026-05-278-Kview
2026-05-214view
2026-05-214view
2026-05-214view

The Long Run

FY 2011–2025 · 15 years

LineLatestCAGRTrend
Revenue$2.75B+6.7%
Net income$576.60M+8.4%
Cash from ops$901.18M+1.8%

Indices

S&P MidCap 400

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$274.90$277.09$273.88$275.59143.90K
Sep 24$276.18$278.23$273.61$274.46217.60K
Sep 23$274.75$278.90$274.14$274.71249.00K
Sep 22$286.20$287.74$275.45$275.65324.80K
Sep 21$291.86$292.73$285.18$285.51214.40K

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