Inside the research
PayPal Holdings, Inc.
PYPL Research profile · latest available data
Price overview
$55.04
▲ +2.44 (+4.6%)
| 52w hi | $75.29 |
|---|---|
| 52w lo | $38.74 |
| Vol | 20.38M |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.18
| Short | +0.26 |
|---|---|
| Medium | +0.11 |
| Long | +0.14 |
computed 2026-09-27
Key fundamentals
PayPal Holdings, Inc.
Financial Services · Credit Services
| Market cap | $47.08B |
|---|---|
| Enterprise value | $50.05B |
| Trailing P/E | 10.40x |
| Forward P/E | 9.51x |
| EV / EBITDA | 7.75x |
| P / S (ttm) | 1.39x |
| Profit margin | 14.4% |
| Return on equity | 24.5% |
| Revenue growth | +4.8% |
| Earnings growth | -3.1% |
| Debt / equity | 71.75 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.27 | |
| Sector | +0.02 | |
| Technical | -0.05 | |
| Earnings | +0.00 | |
| Sentiment | +0.36 |
macro × 1.00 · 2026-09-27
Business overview
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.
Risk Metrics
| Beta vs SPX | 1.20 |
|---|---|
| Corr SPX | 0.48 |
| Annual vol | 40.4% |
| Annual ret | -8.3% |
| Sharpe | -0.21 |
| Max DD | -57.4% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $52.70 |
|---|---|
| High / Low | $147.39 / $32.00 |
| Median | $48.00 |
| Analysts | 34 |
| Strong Buy | 3 | |
|---|---|---|
| Buy | 5 | |
| Hold | 32 | |
| Sell | 4 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-05-07 | Macquarie | → Neutral |
| 2026-05-06 | UBS | → Neutral |
| 2026-05-06 | RBC Capital | → Outperform |
| 2026-05-05 | Needham | → Hold |
| 2026-04-24 | Truist Securities | → Sell |
| 2026-04-22 | BMO Capital | → Market Perform |
Officers & Board
| CEO | Dan Schulman current |
|---|---|
| Chair | John Donahoe current |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-28 | Earnings Release, Exhibits | read |
| 2026-05-21 | Officer / Director Change, Shareholder Vote… | read |
| 2026-05-15 | Other Material Event, Exhibits | read |
| 2026-05-05 | Earnings Release, Exhibits | read |
| 2026-04-30 | Officer / Director Change, Reg FD Disclosure… | read |
| 2026-03-25 | Officer / Director Change, Exhibits | read |
| 2026-02-03 | Earnings Release, Exhibits | read |
| 2026-02-03 | Officer / Director Change, Reg FD Disclosure… | read |
| 2025-11-17 | Material Agreement, Material Obligation… | read |
| 2025-11-14 | Material Agreement, Material Obligation… | read |
| 2025-10-28 | Earnings Release, Reg FD Disclosure… | read |
| 2025-07-29 | Earnings Release, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-29 | Natali Chris | SVP, Chief Accounting Off | Sell | 1.34K | $77.68K |
| 2026-07-29 | Keller Frank | Pres., Checkout Sol. & Pa | Sell | 732 | $42.53K |
| 2026-07-15 | Webster Aaron | EVP, Global Chief Risk Of | Option exercise | 5.90K | — |
| 2026-07-15 | Webster Aaron | EVP, Global Chief Risk Of | Option exercise | 2.62K | — |
| 2026-07-15 | Webster Aaron | EVP, Global Chief Risk Of | Withheld for tax | 3.88K | $183.94K |
| 2026-07-15 | Natali Chris | SVP, Chief Accounting Off | Option exercise | 2.73K | — |
| 2026-07-15 | Natali Chris | SVP, Chief Accounting Off | Withheld for tax | 943 | $44.67K |
| 2026-07-15 | Keller Frank | Pres., Checkout Sol. & Pa | Option exercise | 1.64K | — |
| 2026-07-15 | Keller Frank | Pres., Checkout Sol. & Pa | Withheld for tax | 907 | $42.96K |
| 2026-06-03 | Natali Chris | SVP, Chief Accounting Off | Sell | 552 | $23.54K |
Flow & Concentration
| Insider 180d net | -$484.53K |
|---|---|
| Insider buys / sells | 0 / 5 |
| Insider bias | Neutral |
| 13F holders | 9 |
| Top-5 share | 95.1% |
| HHI | 3,240 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $1.78B | 41.23M |
| Citadel Advisors | $1.21B | 28.06M |
| Capital Research / Capital World | $348.45M | 8.07M |
| AQR Capital Management | $173.46M | 4.02M |
| Fidelity / FMR LLC | $159.13M | 3.69M |
| Millennium Management | $129.35M | 3.00M |
| Renaissance Technologies | $52.69M | 1.22M |
| Bridgewater Associates | $7.17M | 166.03K |
| T. Rowe Price Group | $62.10K | 1.44M |
As of 2026-06-30
Connections
Parents: PayPal Pte. Ltd (3PL)
Subsidiarys: Braintree
Dividends
| Yield (TTM) | 0.51% |
|---|---|
| $ / share (TTM) | $0.28 |
| 5y CAGR | — |
Annual dividend per share
| 2025 | $0.14 |
|---|---|
| 2026 | $0.14 |
SEC Filings
The Long Run
FY 2015–2025 · 11 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $29.77B | +31.2% | |
| Operating income | $5.03B | +16.5% | |
| Net income | $4.25B | +13.2% | |
| Cash from ops | $7.45B | +14.1% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $52.59 | $55.54 | $52.31 | $55.04 | 20.38M |
| Sep 24 | $52.63 | $52.67 | $51.84 | $52.60 | 8.53M |
| Sep 23 | $52.79 | $53.09 | $51.81 | $52.51 | 11.56M |
| Sep 22 | $53.20 | $55.12 | $52.14 | $52.89 | 25.94M |
| Sep 21 | $52.74 | $53.06 | $52.24 | $52.62 | 9.71M |
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