Inside the research
Q2 Holdings, Inc.
QTWO Research profile · latest available data
Price overview
$56.13
▼ -0.32 (-0.6%)
| 52w hi | $75.49 |
|---|---|
| 52w lo | $42.09 |
| Vol | 503.20K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.54
| Short | +0.03 |
|---|---|
| Medium | +0.83 |
| Long | +0.96 |
computed 2026-09-27
Key fundamentals
Q2 Holdings, Inc.
Technology · Software - Application
| Market cap | $3.50B |
|---|---|
| Enterprise value | $3.43B |
| Trailing P/E | 39.53x |
| Forward P/E | 16.66x |
| EV / EBITDA | 30.04x |
| P / S (ttm) | 4.14x |
| Profit margin | 10.9% |
| Return on equity | 15.0% |
| Revenue growth | +12.6% |
| Earnings growth | +156.5% |
| Debt / equity | 6.36 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.37 | |
| Sector | +0.19 | |
| Technical | +0.15 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to support financial institutions' efforts to protect end users, comply with regulatory requirements and manage fraud risk efficiently. It also provides Q2 Innovation Studio, an application program interface and software development kit based open technology platform that allows financial institution customers, FinTechs, and other partners to deploy customized experiences and financial services to end users; and Helix, a cloud-native, real-time core processing platform that combines the services and functionality for companies and financial institutions. In addition, the company offers digital lending and relationship pricing solutions that support financial institutions, FinTechs and Alt-FIs in managing lending workflows, pricing strategies and customer relationships across commercial and consumer use cases, as well as offers loans, deposits and fee-based products. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.
Risk Metrics
| Beta vs SPX | 1.13 |
|---|---|
| Corr SPX | 0.42 |
| Annual vol | 43.6% |
| Annual ret | -9.2% |
| Sharpe | -0.21 |
| Max DD | -62.0% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-29 | Earnings Release, Other Material Event… | read |
| 2026-06-12 | Shareholder Vote | read |
| 2026-04-29 | Earnings Release, Exhibits | read |
| 2026-02-11 | Earnings Release, Exhibits | read |
| 2025-11-05 | Officer / Director Change, Exhibits | read |
| 2025-11-05 | Earnings Release, Other Material Event… | read |
| 2025-07-30 | Earnings Release, Exhibits | read |
| 2025-06-05 | Shareholder Vote | read |
| 2025-05-07 | Earnings Release, Exhibits | read |
| 2025-03-10 | Officer / Director Change | read |
| 2025-02-12 | Officer / Director Change | read |
| 2025-02-12 | Earnings Release, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-13 | Price Jonathan | Chief Financial Officer | Sell | 77.18K | $5.07M |
| 2026-08-10 | Rutledge Kimberly Anne | Chief People Officer | Sell | 10.00K | $630.70K |
| 2026-06-10 | Hooley Stephen C | Grant | 4.74K | — | |
| 2026-06-10 | Tyson Lynn Antipas | Grant | 4.74K | — | |
| 2026-06-10 | Mintz Andre L | Grant | 4.74K | — | |
| 2026-06-10 | TAYLOR MARGARET | Grant | 4.74K | — | |
| 2026-06-10 | Offerdahl James | Grant | 4.74K | — | |
| 2026-06-10 | Atchison Rebecca Lynn | Grant | 4.74K | — | |
| 2026-06-10 | Coleman Kirk L | Chief Business Officer | Sell | 3.60K | $156.66K |
| 2026-06-01 | Coleman Kirk L | Chief Business Officer | Sell | 20.89K | $1.03M |
Flow & Concentration
| Insider 180d net | -$6.89M |
|---|---|
| Insider buys / sells | 0 / 4 |
| Insider bias | Sellers |
| 13F holders | 9 |
| Top-5 share | 96.3% |
| HHI | 3,269 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $126.52M | 2.63M |
| Millennium Management | $86.94M | 1.81M |
| Capital Research / Capital World | $18.53M | 385.17K |
| AQR Capital Management | $18.31M | 380.70K |
| Fidelity / FMR LLC | $13.10M | 272.42K |
| Renaissance Technologies | $7.03M | 146.20K |
| Bridgewater Associates | $2.07M | 43.00K |
| Citadel Advisors | $1.05M | 21.90K |
| T. Rowe Price Group | $26.19K | 544.38K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2014–2025 · 12 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $794.81M | +42.0% | |
| Gross profit | $354.48M | +46.9% | |
| Operating income | -$42.26M | — | |
| Net income | $52.01M | — | |
| Cash from ops | $70.29M | +65.7% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $56.27 | $56.97 | $55.64 | $56.13 | 503.20K |
| Sep 24 | $56.00 | $56.63 | $55.15 | $56.45 | 750.90K |
| Sep 23 | $56.72 | $57.00 | $55.34 | $55.66 | 546.50K |
| Sep 22 | $59.17 | $59.62 | $56.26 | $56.86 | 611.30K |
| Sep 21 | $59.32 | $59.39 | $57.72 | $57.93 | 455.40K |
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