Inside the research

Q2 Holdings, Inc.

QTWO Research profile · latest available data

Price overview

$56.13

▼ -0.32 (-0.6%)

52w hi$75.49
52w lo$42.09
Vol503.20K
As of25 Sep 2026

The Verdict

Buy

Our score +0.54

Short+0.03
Medium+0.83
Long+0.96

computed 2026-09-27

Key fundamentals

Q2 Holdings, Inc.

Technology · Software - Application

Market cap$3.50B
Enterprise value$3.43B
Trailing P/E39.53x
Forward P/E16.66x
EV / EBITDA30.04x
P / S (ttm)4.14x
Profit margin10.9%
Return on equity15.0%
Revenue growth+12.6%
Earnings growth+156.5%
Debt / equity6.36

Layer Breakdown

LayerRawContribution
Fundamental+0.37
Sector+0.19
Technical+0.15
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to support financial institutions' efforts to protect end users, comply with regulatory requirements and manage fraud risk efficiently. It also provides Q2 Innovation Studio, an application program interface and software development kit based open technology platform that allows financial institution customers, FinTechs, and other partners to deploy customized experiences and financial services to end users; and Helix, a cloud-native, real-time core processing platform that combines the services and functionality for companies and financial institutions. In addition, the company offers digital lending and relationship pricing solutions that support financial institutions, FinTechs and Alt-FIs in managing lending workflows, pricing strategies and customer relationships across commercial and consumer use cases, as well as offers loans, deposits and fee-based products. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.

United States · www.q2.com

Risk Metrics

Beta vs SPX1.13
Corr SPX0.42
Annual vol43.6%
Annual ret-9.2%
Sharpe-0.21
Max DD-62.0%

Window: 504 trading days (504 obs)

Material Events

DateEvent8-K
2026-07-29Earnings Release, Other Material Event…read
2026-06-12Shareholder Voteread
2026-04-29Earnings Release, Exhibitsread
2026-02-11Earnings Release, Exhibitsread
2025-11-05Officer / Director Change, Exhibitsread
2025-11-05Earnings Release, Other Material Event…read
2025-07-30Earnings Release, Exhibitsread
2025-06-05Shareholder Voteread
2025-05-07Earnings Release, Exhibitsread
2025-03-10Officer / Director Changeread
2025-02-12Officer / Director Changeread
2025-02-12Earnings Release, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-13Price JonathanChief Financial OfficerSell77.18K$5.07M
2026-08-10Rutledge Kimberly AnneChief People OfficerSell10.00K$630.70K
2026-06-10Hooley Stephen CGrant4.74K—
2026-06-10Tyson Lynn AntipasGrant4.74K—
2026-06-10Mintz Andre LGrant4.74K—
2026-06-10TAYLOR MARGARETGrant4.74K—
2026-06-10Offerdahl JamesGrant4.74K—
2026-06-10Atchison Rebecca LynnGrant4.74K—
2026-06-10Coleman Kirk LChief Business OfficerSell3.60K$156.66K
2026-06-01Coleman Kirk LChief Business OfficerSell20.89K$1.03M

Flow & Concentration

Insider 180d net-$6.89M
Insider buys / sells0 / 4
Insider biasSellers
13F holders9
Top-5 share96.3%
HHI3,269 (concentrated)

Top Holders

HolderValueShares
State Street Corp$126.52M2.63M
Millennium Management$86.94M1.81M
Capital Research / Capital World$18.53M385.17K
AQR Capital Management$18.31M380.70K
Fidelity / FMR LLC$13.10M272.42K
Renaissance Technologies$7.03M146.20K
Bridgewater Associates$2.07M43.00K
Citadel Advisors$1.05M21.90K
T. Rowe Price Group$26.19K544.38K

As of 2026-06-30

SEC Filings

DateFormDoc
2026-08-144view
2026-08-124view
2026-07-2910-Qview
2026-07-298-Kview
2026-06-124view
2026-06-124view
2026-06-124view
2026-06-124view
2026-06-124view
2026-06-124view
2026-06-124view
2026-06-128-Kview
2026-06-034view
2026-05-144view
2026-04-2910-Qview

The Long Run

FY 2014–2025 · 12 years

LineLatestCAGRTrend
Revenue$794.81M+42.0%
Gross profit$354.48M+46.9%
Operating income-$42.26M—
Net income$52.01M—
Cash from ops$70.29M+65.7%

Indices

S&P SmallCap 600

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$56.27$56.97$55.64$56.13503.20K
Sep 24$56.00$56.63$55.15$56.45750.90K
Sep 23$56.72$57.00$55.34$55.66546.50K
Sep 22$59.17$59.62$56.26$56.86611.30K
Sep 21$59.32$59.39$57.72$57.93455.40K

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