Inside the research

Regions Financial Corporation

RF Research profile · latest available data

Price overview

$27.62

▲ +0.36 (+1.3%)

52w hi$32.07
52w lo$22.44
Vol10.15M
As of25 Sep 2026

The Verdict

Hold

Our score +0.12

Short+0.16
Medium+0.06
Long+0.18

computed 2026-09-27

Key fundamentals

Regions Financial Corporation

Financial Services · Banks - Regional

Market cap$23.53B
Enterprise value$29.45B
Trailing P/E11.23x
Forward P/E9.70x
P / S (ttm)3.25x
Profit margin30.8%
Return on equity11.9%
Revenue growth+3.4%
Earnings growth+8.5%

Layer Breakdown

LayerRawContribution
Fundamental+0.30
Sector+0.02
Technical-0.11
Earnings+0.00
Sentiment+0.35

macro × 1.00 · 2026-09-27

Business overview

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

United States · www.regions.com

Risk Metrics

Beta vs SPX1.04
Corr SPX0.61
Annual vol27.7%
Annual ret+12.7%
Sharpe0.46
Max DD-33.2%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$30.69
High / Low$34.00 / $28.00
Median$30.00
Analysts20
Strong Buy2
Buy6
Hold11
Sell2
Strong Sell1

Recent rating actions

2026-04-20RBC Capital→ Outperform
2026-04-20DA Davidson→ Buy
2026-04-07JP Morgan→ Neutral
2026-03-31Morgan Stanley→ Equal-Weight
2026-03-30Piper Sandler→ Neutral
2026-03-23Truist Securities→ Hold

Material Events

DateEvent8-K
2026-08-11Officer / Director Change, Reg FD Disclosure…read
2026-08-07Reg FD Disclosure, Exhibitsread
2026-07-17Earnings Release, Reg FD Disclosure…read
2026-05-11Reg FD Disclosure, Exhibitsread
2026-05-11Bylaws Amendment, Shareholder Vote…read
2026-04-17Earnings Release, Reg FD Disclosure…read
2026-02-09Reg FD Disclosure, Exhibitsread
2026-02-04Bylaws Amendment, Exhibitsread
2026-01-16Earnings Release, Reg FD Disclosure…read
2026-01-12Officer / Director Change, Reg FD Disclosure…read
2025-11-05Reg FD Disclosure, Exhibitsread
2025-10-17Earnings Release, Reg FD Disclosure…read

Insider Trades

DateInsiderRoleActionSharesValue
2026-07-01Santone Angela R.SEVPOption exercise28.41K—
2026-07-01Santone Angela R.SEVPWithheld for tax10.29K$316.81K

Flow & Concentration

Insider 180d net$0
Insider buys / sells0 / 0
Insider biasNeutral
13F holders0
Top-5 share0.0%
HHI0 (—)

Dividends

Yield (TTM)1.92%
$ / share (TTM)$0.53
5y CAGR+10.7%

Annual dividend per share

2021$0.65
2022$0.74
2023$0.88
2024$0.98
2025$1.03
2026$0.27

SEC Filings

DateFormDoc
2026-08-118-Kview
2026-08-1013F-HRview
2026-08-078-Kview
2026-08-0610-Qview
2026-07-174view
2026-07-174view
2026-07-174view
2026-07-174view
2026-07-174view
2026-07-178-Kview
2026-07-024view
2026-06-1611-Kview
2026-05-134view
2026-05-134view
2026-05-134view

The Long Run

FY 2009–2025 · 16 years

LineLatestCAGRTrend
Operating income$95.00M+30.2%
Net income$1.89B+4.5%
Cash from ops$2.18B-2.7%

Indices

S&P 500

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$27.29$27.70$27.20$27.6210.15M
Sep 24$27.49$27.51$27.08$27.268.75M
Sep 23$27.75$27.89$27.35$27.399.35M
Sep 22$28.73$28.78$27.80$27.9112.02M
Sep 21$28.70$28.72$28.47$28.556.63M

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