Inside the research
Regions Financial Corporation
RF Research profile · latest available data
Price overview
$27.62
▲ +0.36 (+1.3%)
| 52w hi | $32.07 |
|---|---|
| 52w lo | $22.44 |
| Vol | 10.15M |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.12
| Short | +0.16 |
|---|---|
| Medium | +0.06 |
| Long | +0.18 |
computed 2026-09-27
Key fundamentals
Regions Financial Corporation
Financial Services · Banks - Regional
| Market cap | $23.53B |
|---|---|
| Enterprise value | $29.45B |
| Trailing P/E | 11.23x |
| Forward P/E | 9.70x |
| P / S (ttm) | 3.25x |
| Profit margin | 30.8% |
| Return on equity | 11.9% |
| Revenue growth | +3.4% |
| Earnings growth | +8.5% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.30 | |
| Sector | +0.02 | |
| Technical | -0.11 | |
| Earnings | +0.00 | |
| Sentiment | +0.35 |
macro × 1.00 · 2026-09-27
Business overview
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.
Risk Metrics
| Beta vs SPX | 1.04 |
|---|---|
| Corr SPX | 0.61 |
| Annual vol | 27.7% |
| Annual ret | +12.7% |
| Sharpe | 0.46 |
| Max DD | -33.2% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $30.69 |
|---|---|
| High / Low | $34.00 / $28.00 |
| Median | $30.00 |
| Analysts | 20 |
| Strong Buy | 2 | |
|---|---|---|
| Buy | 6 | |
| Hold | 11 | |
| Sell | 2 | |
| Strong Sell | 1 |
Recent rating actions
| 2026-04-20 | RBC Capital | → Outperform |
| 2026-04-20 | DA Davidson | → Buy |
| 2026-04-07 | JP Morgan | → Neutral |
| 2026-03-31 | Morgan Stanley | → Equal-Weight |
| 2026-03-30 | Piper Sandler | → Neutral |
| 2026-03-23 | Truist Securities | → Hold |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-11 | Officer / Director Change, Reg FD Disclosure… | read |
| 2026-08-07 | Reg FD Disclosure, Exhibits | read |
| 2026-07-17 | Earnings Release, Reg FD Disclosure… | read |
| 2026-05-11 | Reg FD Disclosure, Exhibits | read |
| 2026-05-11 | Bylaws Amendment, Shareholder Vote… | read |
| 2026-04-17 | Earnings Release, Reg FD Disclosure… | read |
| 2026-02-09 | Reg FD Disclosure, Exhibits | read |
| 2026-02-04 | Bylaws Amendment, Exhibits | read |
| 2026-01-16 | Earnings Release, Reg FD Disclosure… | read |
| 2026-01-12 | Officer / Director Change, Reg FD Disclosure… | read |
| 2025-11-05 | Reg FD Disclosure, Exhibits | read |
| 2025-10-17 | Earnings Release, Reg FD Disclosure… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-01 | Santone Angela R. | SEVP | Option exercise | 28.41K | — |
| 2026-07-01 | Santone Angela R. | SEVP | Withheld for tax | 10.29K | $316.81K |
Flow & Concentration
| Insider 180d net | $0 |
|---|---|
| Insider buys / sells | 0 / 0 |
| Insider bias | Neutral |
| 13F holders | 0 |
| Top-5 share | 0.0% |
| HHI | 0 (—) |
Dividends
| Yield (TTM) | 1.92% |
|---|---|
| $ / share (TTM) | $0.53 |
| 5y CAGR | +10.7% |
Annual dividend per share
| 2021 | $0.65 |
|---|---|
| 2022 | $0.74 |
| 2023 | $0.88 |
| 2024 | $0.98 |
| 2025 | $1.03 |
| 2026 | $0.27 |
SEC Filings
The Long Run
FY 2009–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Operating income | $95.00M | +30.2% | |
| Net income | $1.89B | +4.5% | |
| Cash from ops | $2.18B | -2.7% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $27.29 | $27.70 | $27.20 | $27.62 | 10.15M |
| Sep 24 | $27.49 | $27.51 | $27.08 | $27.26 | 8.75M |
| Sep 23 | $27.75 | $27.89 | $27.35 | $27.39 | 9.35M |
| Sep 22 | $28.73 | $28.78 | $27.80 | $27.91 | 12.02M |
| Sep 21 | $28.70 | $28.72 | $28.47 | $28.55 | 6.63M |
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