Inside the research

Safety Insurance Group, Inc.

SAFT Research profile · latest available data

Price overview

$103.51

· +0.00 (+0.0%)

52w hi$103.64
52w lo$64.33
Vol110.10K
As of25 Sep 2026

The Verdict

Hold

Our score +0.24

Short+0.26
Medium+0.26
Long+0.18

computed 2026-09-27

Key fundamentals

Safety Insurance Group, Inc.

Financial Services · Insurance - Property & Casualty

Market cap$1.52B
Enterprise value$1.51B
Trailing P/E22.26x
Forward P/E16.56x
EV / EBITDA15.82x
P / S (ttm)1.18x
Profit margin5.3%
Return on equity7.8%
Revenue growth+3.0%
Earnings growth+21.0%
Debt / equity6.82

Layer Breakdown

LayerRawContribution
Fundamental+0.25
Sector+0.02
Technical+0.17
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, and insure individual vehicles, as well as commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; dwelling fire insurance for non-owner occupied residences; and commercial umbrella, which offers an excess liability product to clients. Additionally, the company offers inland marine coverage for homeowners and business owner policies; and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.

United States · www.safetyinsurance.com

Risk Metrics

Beta vs SPX0.21
Corr SPX0.09
Annual vol36.0%
Annual ret+17.7%
Sharpe0.49
Max DD-23.7%

Window: 504 trading days (504 obs)

Material Events

DateEvent8-K
2026-08-05Earnings Release, Exhibitsread
2026-07-24Material Agreement, Exhibitsread
2026-07-23Reg FD Disclosure, Exhibitsread
2026-06-15Material Agreement, Material Obligation…read
2026-05-14Shareholder Voteread
2026-05-06Earnings Release, Exhibitsread
2026-02-25Earnings Release, Exhibitsread
2025-11-03Earnings Release, Exhibitsread
2025-08-06Earnings Release, Exhibitsread
2025-05-15Shareholder Voteread
2025-05-07Earnings Release, Exhibitsread
2025-02-25Earnings Release, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-03-02Whitford Christopher ThomasOfficer, VP, CFO AND SECRWithheld for tax289$22.22K
2026-03-02Lam Brian Siu-GaeOfficer, VP of Insurance Withheld for tax17$1.30K
2026-03-02Whitford Christopher ThomasOfficer, VP, CFO AND SECRWithheld for tax27$2.06K
2026-03-02Drago John PatrickOfficer, VP - MARKETINGWithheld for tax283$21.75K
2026-03-02Drago John PatrickOfficer, VP - MARKETINGWithheld for tax1$75
2026-03-02Lam Brian Siu-GaeOfficer, VP of Insurance Withheld for tax176$13.53K
2026-02-27Lam Brian Siu-GaeOfficer, VP of Insurance Withheld for tax142$11.00K
2026-02-27Lam Brian Siu-GaeOfficer, VP of Insurance Withheld for tax70$5.37K
2026-02-27Whitford Christopher ThomasOfficer, VP, CFO AND SECRWithheld for tax243$18.83K
2026-02-27Drago John PatrickOfficer, VP - MARKETINGWithheld for tax286$22.14K

SEC Filings

DateFormDoc
2026-08-0710-Qview
2026-08-058-Kview
2026-07-284view
2026-07-274view
2026-07-24DEFA14Aview
2026-07-248-Kview
2026-07-23DEFA14Aview
2026-07-23DEFA14Aview
2026-07-23DEFA14Aview
2026-07-238-Kview
2026-07-23DEFA14Aview
2026-07-204view
2026-07-144view
2026-07-104view
2026-06-158-Kview

The Long Run

FY 2011–2025 · 15 years

LineLatestCAGRTrend
Revenue$930.96M+3.0%
Net income$99.25M+6.5%
Cash from ops$194.50M+14.3%

Indices

S&P SmallCap 600

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$103.51$103.71$103.48$103.51110.10K
Sep 24$103.61$103.67$103.43$103.51153.40K
Sep 23$103.69$103.71$103.49$103.51124.60K
Sep 22$103.67$103.77$103.60$103.60141.80K
Sep 21$103.56$103.88$103.52$103.64114.10K

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