Inside the research

Southside Bancshares, Inc.

SBSI Research profile · latest available data

Price overview

$31.09

▲ +0.19 (+0.6%)

52w hi$35.33
52w lo$25.24
Vol122.60K
As of25 Sep 2026

The Verdict

Hold

Our score -0.09

Short-0.27
Medium-0.08
Long+0.25

computed 2026-09-27

Key fundamentals

Southside Bancshares, Inc.

Financial Services · Banks - Regional

Market cap$926.73M
Enterprise value$2.18B
Trailing P/E12.19x
Forward P/E9.62x
P / S (ttm)3.78x
Profit margin31.0%
Return on equity9.0%
Revenue growth+8.3%
Earnings growth+25.0%

Layer Breakdown

LayerRawContribution
Fundamental+0.34
Sector+0.02
Technical-0.19
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides trust and wealth management services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; brokerage services; and safe deposit services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking products. The company offers various banking services through branches, drive-thru facilities, loan production offices, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.

United States · www.southside.com

Risk Metrics

Beta vs SPX0.70
Corr SPX0.43
Annual vol26.0%
Annual ret-1.1%
Sharpe-0.04
Max DD-29.0%

Window: 504 trading days (504 obs)

Material Events

DateEvent8-K
2026-07-24Earnings Release, Exhibitsread
2026-05-20Bylaws Amendment, Shareholder Vote…read
2026-04-30Earnings Release, Exhibitsread
2026-02-20Officer / Director Change, Exhibitsread
2026-01-29Earnings Release, Exhibitsread
2026-01-06Other Material Eventread
2025-10-24Earnings Release, Exhibitsread
2025-10-16Officer / Director Change, Other Material Eventread
2025-09-18Officer / Director Changeread
2025-08-14Material Agreement, Material Obligation…read
2025-08-08Material Agreement, Exhibitsread
2025-08-05Officer / Director Changeread

Insider Trades

DateInsiderRoleActionSharesValue
2026-07-18Burchard CurtisCHIEF LENDING OFFICERWithheld for tax351$12.23K
2026-06-20Anthony SherriChief Banking OfficerWithheld for tax128$4.30K
2026-06-20PINKLEY APRILCAOWithheld for tax135$4.54K
2026-06-20Martinez AnneCROWithheld for tax176$5.92K
2026-06-09Craddock John Mitchell Jr.Chief Operating OfficerSell486$16.22K
2026-06-01Craddock John Mitchell Jr.Chief Operating OfficerGrant53—
2026-06-01DAVIS SUNI MCHIEF TREASURY OFFICERGrant41—
2026-06-01SHAMBURGER JULIECFOGrant71—
2026-06-01SMITH PRESTON LGrant28—
2026-06-01SHANDS HILLIARD JGrant14—

Flow & Concentration

Insider 180d net-$16.22K
Insider buys / sells0 / 1
Insider biasNeutral
13F holders8
Top-5 share96.7%
HHI4,110 (concentrated)

Top Holders

HolderValueShares
State Street Corp$46.74M1.33M
Renaissance Technologies$14.75M419.15K
AQR Capital Management$6.64M188.63K
Citadel Advisors$4.23M120.29K
Capital Research / Capital World$2.74M77.96K
Millennium Management$2.40M68.27K
Fidelity / FMR LLC$125.38K3.56K
T. Rowe Price Group$2.62K74.49K

As of 2026-06-30

SEC Filings

DateFormDoc
2026-07-248-Kview
2026-07-2410-Qview
2026-07-204view
2026-06-2511-Kview
2026-06-224view
2026-06-224view
2026-06-224view
2026-06-094view
2026-06-034view
2026-06-034view
2026-06-034view
2026-06-034view
2026-06-034view
2026-06-034view
2026-06-034view

The Long Run

FY 2011–2025 · 15 years

LineLatestCAGRTrend
Net income$69.22M+4.2%
Cash from ops$101.85M+2.3%

Indices

S&P SmallCap 600

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$31.12$31.34$30.99$31.09122.60K
Sep 24$31.02$31.02$30.59$30.90114.50K
Sep 23$31.31$31.41$30.68$30.71162.50K
Sep 22$31.80$31.83$31.17$31.17169.00K
Sep 21$31.56$31.87$31.29$31.52175.90K

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