Inside the research
Southside Bancshares, Inc.
SBSI Research profile · latest available data
Price overview
$31.09
▲ +0.19 (+0.6%)
| 52w hi | $35.33 |
|---|---|
| 52w lo | $25.24 |
| Vol | 122.60K |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.09
| Short | -0.27 |
|---|---|
| Medium | -0.08 |
| Long | +0.25 |
computed 2026-09-27
Key fundamentals
Southside Bancshares, Inc.
Financial Services · Banks - Regional
| Market cap | $926.73M |
|---|---|
| Enterprise value | $2.18B |
| Trailing P/E | 12.19x |
| Forward P/E | 9.62x |
| P / S (ttm) | 3.78x |
| Profit margin | 31.0% |
| Return on equity | 9.0% |
| Revenue growth | +8.3% |
| Earnings growth | +25.0% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.34 | |
| Sector | +0.02 | |
| Technical | -0.19 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides trust and wealth management services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; brokerage services; and safe deposit services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking products. The company offers various banking services through branches, drive-thru facilities, loan production offices, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.
Risk Metrics
| Beta vs SPX | 0.70 |
|---|---|
| Corr SPX | 0.43 |
| Annual vol | 26.0% |
| Annual ret | -1.1% |
| Sharpe | -0.04 |
| Max DD | -29.0% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-24 | Earnings Release, Exhibits | read |
| 2026-05-20 | Bylaws Amendment, Shareholder Vote… | read |
| 2026-04-30 | Earnings Release, Exhibits | read |
| 2026-02-20 | Officer / Director Change, Exhibits | read |
| 2026-01-29 | Earnings Release, Exhibits | read |
| 2026-01-06 | Other Material Event | read |
| 2025-10-24 | Earnings Release, Exhibits | read |
| 2025-10-16 | Officer / Director Change, Other Material Event | read |
| 2025-09-18 | Officer / Director Change | read |
| 2025-08-14 | Material Agreement, Material Obligation… | read |
| 2025-08-08 | Material Agreement, Exhibits | read |
| 2025-08-05 | Officer / Director Change | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-18 | Burchard Curtis | CHIEF LENDING OFFICER | Withheld for tax | 351 | $12.23K |
| 2026-06-20 | Anthony Sherri | Chief Banking Officer | Withheld for tax | 128 | $4.30K |
| 2026-06-20 | PINKLEY APRIL | CAO | Withheld for tax | 135 | $4.54K |
| 2026-06-20 | Martinez Anne | CRO | Withheld for tax | 176 | $5.92K |
| 2026-06-09 | Craddock John Mitchell Jr. | Chief Operating Officer | Sell | 486 | $16.22K |
| 2026-06-01 | Craddock John Mitchell Jr. | Chief Operating Officer | Grant | 53 | — |
| 2026-06-01 | DAVIS SUNI M | CHIEF TREASURY OFFICER | Grant | 41 | — |
| 2026-06-01 | SHAMBURGER JULIE | CFO | Grant | 71 | — |
| 2026-06-01 | SMITH PRESTON L | Grant | 28 | — | |
| 2026-06-01 | SHANDS HILLIARD J | Grant | 14 | — |
Flow & Concentration
| Insider 180d net | -$16.22K |
|---|---|
| Insider buys / sells | 0 / 1 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 96.7% |
| HHI | 4,110 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $46.74M | 1.33M |
| Renaissance Technologies | $14.75M | 419.15K |
| AQR Capital Management | $6.64M | 188.63K |
| Citadel Advisors | $4.23M | 120.29K |
| Capital Research / Capital World | $2.74M | 77.96K |
| Millennium Management | $2.40M | 68.27K |
| Fidelity / FMR LLC | $125.38K | 3.56K |
| T. Rowe Price Group | $2.62K | 74.49K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Net income | $69.22M | +4.2% | |
| Cash from ops | $101.85M | +2.3% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $31.12 | $31.34 | $30.99 | $31.09 | 122.60K |
| Sep 24 | $31.02 | $31.02 | $30.59 | $30.90 | 114.50K |
| Sep 23 | $31.31 | $31.41 | $30.68 | $30.71 | 162.50K |
| Sep 22 | $31.80 | $31.83 | $31.17 | $31.17 | 169.00K |
| Sep 21 | $31.56 | $31.87 | $31.29 | $31.52 | 175.90K |
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