The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Friday, August 14, 2026

Subject of the day

SEZL

Concerning the House

Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

United States · www.sezzle.com

The Long Run

FY 2021–2025 · 5 years

LineLatestCAGRTrend
Revenue$139.40M+5.0%
Operating income$82.25M+270.5%
Net income$133.13M+333.1%
Cash from ops$15.99M+37.1%
Quotation

$129.87

+4.43 (+3.5%)

52w hi$188.55
52w lo$50.97
Vol565.36K
As ofAug 13
The Verdict

Hold

Our score +0.47

Short+0.27
Medium+0.55
Long+0.71

computed 2026-08-13

By the Numbers

Sezzle Inc.

Financial Services · Credit Services

Market cap$4.37B
Enterprise value$4.27B
Trailing P/E28.42x
Forward P/E19.54x
EV / EBITDA13.52x
P / S (ttm)8.22x
Profit margin30.3%
Return on equity88.9%
Revenue growth+51.7%
Earnings growth+50.0%
Debt / equity52.42
Risk Metrics
Beta vs SPX2.82
Corr SPX0.41
Annual vol111.3%
Annual ret+157.9%
Sharpe1.42
Max DD-72.0%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.41
Sector+0.09
Technical+0.25
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$125.99$132.42$125.99$129.87565.36K
Aug 12$128.79$130.45$123.78$125.44576.60K
Aug 11$117.92$130.12$115.33$128.271.20M
Aug 10$121.33$129.47$116.85$118.001.73M
Aug 7$132.36$132.36$114.16$118.024.24M