Inside the research
SLM Corporation
SLM Research profile · latest available data
Price overview
$23.66
▲ +0.61 (+2.6%)
| 52w hi | $30.31 |
|---|---|
| 52w lo | $18.41 |
| Vol | 2.18M |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.01
| Short | +0.01 |
|---|---|
| Medium | -0.03 |
| Long | +0.00 |
computed 2026-09-27
Key fundamentals
SLM Corporation
Financial Services · Credit Services
| Market cap | $4.45B |
|---|---|
| Enterprise value | $5.90B |
| Trailing P/E | 6.59x |
| Forward P/E | 7.03x |
| P / S (ttm) | 2.64x |
| Profit margin | 43.6% |
| Return on equity | 30.3% |
| Revenue growth | +8.1% |
| Earnings growth | -9.4% |
| Debt / equity | 236.16 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.22 | |
| Sector | +0.02 | |
| Technical | -0.08 | |
| Earnings | +0.00 | |
| Sentiment | +0.10 |
macro × 1.00 · 2026-09-27
Business overview
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Risk Metrics
| Beta vs SPX | 1.14 |
|---|---|
| Corr SPX | 0.49 |
| Annual vol | 37.3% |
| Annual ret | +10.5% |
| Sharpe | 0.28 |
| Max DD | -45.5% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-05 | Reg FD Disclosure, Exhibits | read |
| 2026-07-23 | Earnings Release, Exhibits | read |
| 2026-06-18 | Shareholder Vote | read |
| 2026-06-10 | Reg FD Disclosure, Exhibits | read |
| 2026-05-15 | Material Agreement, Other Material Event… | read |
| 2026-05-06 | Reg FD Disclosure, Exhibits | read |
| 2026-05-05 | Reg FD Disclosure, Exhibits | read |
| 2026-04-27 | Officer / Director Change, Exhibits | read |
| 2026-04-23 | Earnings Release, Exhibits | read |
| 2026-03-11 | Reg FD Disclosure | read |
| 2026-03-09 | Material Agreement, Reg FD Disclosure… | read |
| 2026-02-20 | Reg FD Disclosure, Exhibits | read |
Flow & Concentration
| Insider 180d net | $0 |
|---|---|
| Insider buys / sells | 0 / 0 |
| Insider bias | Neutral |
| 13F holders | 9 |
| Top-5 share | 96.1% |
| HHI | 3,848 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| Fidelity / FMR LLC | $442.33M | 17.05M |
| State Street Corp | $168.88M | 6.51M |
| Citadel Advisors | $45.84M | 1.77M |
| Capital Research / Capital World | $45.78M | 1.76M |
| AQR Capital Management | $41.23M | 1.59M |
| Renaissance Technologies | $25.84M | 996.20K |
| Millennium Management | $3.14M | 121.14K |
| Bridgewater Associates | $979.57K | 37.76K |
| T. Rowe Price Group | $324.85K | 12.52M |
As of 2026-06-30
Dividends
| Yield (TTM) | 1.10% |
|---|---|
| $ / share (TTM) | $0.26 |
| 5y CAGR | +34.1% |
Annual dividend per share
| 2021 | $0.20 |
|---|---|
| 2022 | $0.44 |
| 2023 | $0.44 |
| 2024 | $0.46 |
| 2025 | $0.52 |
| 2026 | $0.13 |
SEC Filings
The Long Run
FY 2009–2025 · 17 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Net income | $744.85M | +5.7% | |
| Cash from ops | -$398.58M | -72.3% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $23.15 | $23.75 | $22.93 | $23.66 | 2.18M |
| Sep 24 | $23.61 | $23.85 | $23.00 | $23.05 | 3.20M |
| Sep 23 | $24.25 | $24.34 | $23.58 | $23.61 | 1.54M |
| Sep 22 | $25.45 | $25.49 | $24.22 | $24.25 | 2.02M |
| Sep 21 | $25.25 | $25.39 | $25.05 | $25.07 | 1.25M |
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