Subject of the day
STEL
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such as telephone, mobile, and online banking. The company also offers commercial and industrial loans; commercial real estate loans comprising multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, including home equity and home improvement loans, and home equity lines of credit; commercial and retail lending services, such as loans to small businesses, mortgage loans, personal loans, and automobile loans; and factoring services. In addition, it provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. Stellar Bancorp, Inc. was founded in 2007 and is headquartered in Houston, Texas.
FY 2017–2025 · 9 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Net income | $102.87M | +33.7% | |
| Cash from ops | $168.22M | +22.7% |
$39.32
▲ +1.86 (+5.0%)
| 52w hi | $39.54 |
|---|---|
| 52w lo | $25.85 |
| Vol | 5.94M |
| As of | Jun 30 |
Our score +0.71
| Short | +1.03 |
|---|---|
| Medium | +0.58 |
| Long | +0.32 |
computed 2026-08-13
Stellar Bancorp, Inc.
— · —
| Market cap | $2.00B |
|---|---|
| Enterprise value | $1.64B |
| Trailing P/E | 19.09x |
| Forward P/E | 16.75x |
| EV / EBITDA | — |
| P / S (ttm) | 4.76x |
| Profit margin | 25.0% |
| Return on equity | 6.4% |
| Revenue growth | +7.3% |
| Earnings growth | +15.2% |
| Debt / equity | — |
| Beta vs SPX | 0.81 |
|---|---|
| Corr SPX | 0.46 |
| Annual vol | 28.7% |
| Annual ret | +31.5% |
| Sharpe | 1.10 |
| Max DD | -21.9% |
Window: 504 trading days (504 obs)
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.26 | |
| Sector | +0.09 | |
| Technical | +0.18 | |
| Earnings | +0.00 | |
| Sentiment | +0.97 |
macro × 1.00 · 2026-08-13
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Jun 30 | $39.25 | $39.32 | $38.78 | $39.32 | 5.94M |
| May 8 | $37.44 | $37.69 | $37.39 | $37.46 | 152.50K |
| May 7 | $37.90 | $37.90 | $37.48 | $37.52 | 268.40K |
| May 6 | $37.88 | $38.03 | $37.43 | $37.78 | 309.20K |
| May 5 | $37.13 | $37.71 | $37.11 | $37.59 | 177.60K |