The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Thursday, August 13, 2026

Subject of the day

TBCG.L

Concerning the House

TBC Bank Group PLC, through its subsidiaries, provides banking, leasing, insurance, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan. The company operates through Georgian Financial Services; Uzbekistan Operations; and Other Operations segments. It offers banking business solutions, such as deposit and loans; and other financial services, including non-health insurance and leasing services; asset finance solutions; advisory services; and financial leasing, operating leasing, and sale and leasebacks. The company also offers digital banking services comprising cash loans, deposits, debit cards, remittances, gamification, installment/POS loans, daily banking, credit cards, MSME, and buy now, pay later (BNPL). In addition, it provides payment solutions, such as P2P transfers, utility and government payments, PFM, and QR payments, as well as Payme travel, goals, tickets, and subscription. Further, the company offers brokerage and research solutions, leasing, payment processing, asset management, healthcare e-commerce, retail trade and leasing, PR and marketing, education, data analytics, computer programming, investment vehicle, ecosystem, and digital banking platform, as well as investment banking, financial, customer experience servicing, software services, and postal services. TBC Bank Group PLC was founded in 1992 and is based in London, the United Kingdom.

United Kingdom · www.tbcbankgroup.com

The Ledger
LineDec 2024Mar 2025Jun 2025Dec 2025
Revenue$884.10M$774.07M$820.88M$1.01B
Net income$326.76M$316.55M$340.86M$380.41M
Diluted EPS5.726.136.93
Quotation

$4,842.00

+5.75 (+0.1%)

52w hi$5,176.89
52w lo$3,637.36
Vol54.96K
As ofAug 13
The Verdict

Hold

Our score +0.39

Short-0.01
Medium+0.47
Long+1.07

computed 2026-08-13

By the Numbers

TBC Bank Group PLC

Financial Services · Banks - Regional

Market cap$2.63B
Enterprise value
Trailing P/E6.50x
Forward P/E1.82x
EV / EBITDA
P / S (ttm)
Profit margin47.3%
Return on equity23.7%
Revenue growth+10.8%
Earnings growth+12.8%
Debt / equity
Risk Metrics
Beta vs SPX0.53
Corr SPX0.24
Annual vol36.0%
Annual ret+32.0%
Sharpe0.89
Max DD-28.0%

Window: 504 trading days (491 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.60
Sector+0.09
Technical+0.10
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$4,928.00$4,950.00$4,810.00$4,842.0054.96K
Aug 12$4,812.00$4,938.00$4,790.00$4,838.0049.86K
Aug 11$4,988.00$4,988.00$4,836.00$4,848.0063.12K
Aug 10$5,045.00$5,045.00$4,864.00$4,934.0047.87K
Aug 7$4,908.00$5,065.00$4,854.00$4,936.0064.15K