Inside the research

Truist Financial Corporation

TFC Research profile · latest available data

Price overview

$47.66

▲ +0.48 (+1.0%)

52w hi$54.14
52w lo$39.40
Vol7.17M
As of25 Sep 2026

The Verdict

Hold

Our score +0.02

Short-0.16
Medium+0.04
Long+0.36

computed 2026-09-27

Key fundamentals

Truist Financial Corporation

Financial Services · Banks - Regional

Market cap$58.22B
Enterprise value$86.47B
Trailing P/E10.96x
Forward P/E9.58x
P / S (ttm)3.06x
Profit margin30.7%
Return on equity9.1%
Revenue growth+8.2%
Earnings growth+36.7%

Layer Breakdown

LayerRawContribution
Fundamental+0.37
Sector+0.02
Technical-0.11
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Truist Financial Corporation, a financial services company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through two segments, Consumer and Small Business Banking; and Wholesale Banking. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; credit card lending; home equity and mortgage lending; other direct retail lending; home mortgage lending; Investment brokerage services; mobile/online banking; payment solutions; point-of-sale lending; retail and small business deposit products; and small business lending. In addition, it offers asset-based lending, commercial deposit and treasury services; commercial lending; floor plan lending; derivatives; institutional trust services; insurance premium finance; international banking; investment banking and capital markets services; leasing; merchant services; mortgage warehouse lending; real estate lending; supply chain financing; and wealth management/private banking. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

United States · www.truist.com

Risk Metrics

Beta vs SPX1.03
Corr SPX0.60
Annual vol27.6%
Annual ret+9.7%
Sharpe0.35
Max DD-27.7%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$55.68
High / Low$63.00 / $45.00
Median$56.00
Analysts19
Strong Buy3
Buy7
Hold9
Sell1
Strong Sell1

Recent rating actions

2026-05-01Baird→ Neutral
2026-04-23Evercore ISI Group→ Outperform
2026-04-20RBC Capital→ Outperform
2026-04-20Morgan Stanley→ Overweight
2026-04-07JP Morgan→ Neutral
2026-03-31Morgan Stanley→ Overweight

Material Events

DateEvent8-K
2026-07-29Bylaws Amendment, Exhibitsread
2026-07-23Other Material Event, Exhibitsread
2026-07-17Earnings Release, Exhibitsread
2026-06-15Officer / Director Change, Reg FD Disclosure…read
2026-06-08Officer / Director Change, Reg FD Disclosure…read
2026-05-153.03, Bylaws Amendment…read
2026-05-01Officer / Director Change, Shareholder Vote…read
2026-04-23Other Material Event, Exhibitsread
2026-04-17Earnings Release, Exhibitsread
2026-01-27Other Material Event, Exhibitsread
2026-01-21Earnings Release, Exhibitsread
2026-01-12Reg FD Disclosure, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-07-31Wilson Donta LOfficer, Chief Consumer &Sell13.28K$688.62K
2026-07-28Bessant Catherine PDirectorGrant2.34K—
2026-07-23Boyer K. David Jr.DirectorSell3.99K$202.09K
2026-07-20ROGERS WILLIAM H JRDirector, Officer, ChairmSell13.25K$693.81K
2026-06-01Bender Bradley DOfficer, Chief Risk OfficOption exercise16.15K—
2026-06-01Bender Bradley DOfficer, Chief Risk OfficWithheld for tax9.12K$427.22K
2026-03-13Wilson Donta LOfficer, Chief Consumer &Withheld for tax10.20K$447.24K
2026-03-13Stengel Scott AOfficer, Chief Legal OffiWithheld for tax3.00K$131.53K
2026-03-13ROGERS WILLIAM H JRDirector, Officer, ChairmWithheld for tax32.86K$1.44M
2026-03-13Powell Cynthia BOfficer, Corp. ControllerOption exercise1.93K—

Flow & Concentration

Insider 180d net-$1.58M
Insider buys / sells0 / 3
Insider biasNeutral
13F holders0
Top-5 share0.0%
HHI0 (—)

Connections

Subsidiarys: Truist Bank

Dividends

Yield (TTM)3.27%
$ / share (TTM)$1.56
5y CAGR+2.9%

Annual dividend per share

2021$1.86
2022$2.00
2023$2.08
2024$2.08
2025$2.08
2026$1.04

SEC Filings

DateFormDoc
2026-08-044view
2026-07-3110-Qview
2026-07-304view
2026-07-298-Kview
2026-07-2813F-HRview
2026-07-274view
2026-07-238-Kview
2026-07-224view
2026-07-21424B2view
2026-07-20424B3view
2026-07-178-Kview
2026-06-2511-Kview
2026-06-158-Kview
2026-06-113view
2026-06-088-Kview

The Long Run

FY 2009–2025 · 17 years

LineLatestCAGRTrend
Cash from ops$5.74B+4.7%

Indices

S&P 500

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$47.28$47.88$47.17$47.667.17M
Sep 24$47.15$47.32$46.62$47.186.37M
Sep 23$47.68$48.04$46.97$47.006.30M
Sep 22$49.09$49.17$47.74$48.0710.23M
Sep 21$48.82$49.24$48.68$49.009.85M

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