The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Thursday, August 13, 2026

Subject of the day

TRST

Concerning the House

TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. TrustCo Bank Corp NY was founded in 1902 and is headquartered in Glenville, New York.

United States · www.trustcobank.com

The Long Run

FY 2011–2025 · 15 years

LineLatestCAGRTrend
Net income$48.83M+2.8%
Cash from ops$64.13M-7.0%
Quotation

$57.00

+0.45 (+0.8%)

52w hi$57.78
52w lo$33.81
Vol132.12K
As ofAug 13
The Verdict

Buy

Our score +0.53

Short+0.52
Medium+0.57
Long+0.45

computed 2026-08-13

By the Numbers

TrustCo Bank Corp NY

Financial Services · Banks - Regional

Market cap$970.58M
Enterprise value$411.02M
Trailing P/E15.83x
Forward P/E19.86x
EV / EBITDA
P / S (ttm)4.98x
Profit margin33.4%
Return on equity9.6%
Revenue growth+10.7%
Earnings growth+24.1%
Debt / equity
Risk Metrics
Beta vs SPX0.72
Corr SPX0.43
Annual vol27.1%
Annual ret+31.9%
Sharpe1.18
Max DD-27.4%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.29
Sector+0.09
Technical+0.29
Earnings+0.00
Sentiment+0.18

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$57.07$57.44$56.72$57.00132.12K
Aug 12$55.99$57.28$55.99$56.55133.50K
Aug 11$54.98$56.49$54.98$55.9999.70K
Aug 10$54.80$55.62$54.55$54.67139.10K
Aug 7$56.25$56.86$55.04$55.09144.10K