Inside the research

TransUnion

TRU Research profile · latest available data

Price overview

$69.17

▲ +1.63 (+2.4%)

52w hi$87.54
52w lo$64.33
Vol1.92M
As of25 Sep 2026

The Verdict

Hold

Our score +0.02

Short-0.14
Medium+0.03
Long+0.31

computed 2026-09-27

Key fundamentals

TransUnion

Financial Services · Financial Data & Stock Exchanges

Market cap$13.25B
Enterprise value$18.23B
Trailing P/E18.25x
Forward P/E12.41x
EV / EBITDA11.94x
P / S (ttm)2.71x
Profit margin15.1%
Return on equity15.6%
Revenue growth+14.9%
Earnings growth+32.1%
Debt / equity113.21

Layer Breakdown

LayerRawContribution
Fundamental+0.35
Sector+0.02
Technical-0.10
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

United States · www.transunion.com

Risk Metrics

Beta vs SPX1.44
Corr SPX0.56
Annual vol41.5%
Annual ret-12.3%
Sharpe-0.30
Max DD-40.7%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$91.81
High / Low$114.00 / $75.00
Median$90.00
Analysts21
Strong Buy6
Buy11
Hold5
Sell0
Strong Sell0

Recent rating actions

2026-04-29Needham→ Buy
2026-04-29JP Morgan→ Overweight
2026-04-16Mizuho→ Neutral
2026-04-13UBS→ Neutral
2026-03-11Morgan Stanley→ Overweight
2026-02-17Goldman Sachs→ Neutral

Material Events

DateEvent8-K
2026-07-28Earnings Release, Reg FD Disclosure…read
2026-05-15Shareholder Vote, Exhibitsread
2026-04-28Earnings Release, Reg FD Disclosureread
2026-03-10Reg FD Disclosure, Exhibitsread
2026-02-12Material Agreement, Earnings Release…read
2025-12-23Officer / Director Change, Exhibitsread
2025-10-23Earnings Release, Reg FD Disclosure…read
2025-07-24Earnings Release, Reg FD Disclosure…read
2025-05-09Shareholder Vote, Exhibitsread
2025-04-24Earnings Release, Reg FD Disclosure…read
2025-02-24Officer / Director Change, Exhibitsread
2025-02-13Earnings Release, Reg FD Disclosure…read

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-11Zuiker Alicia BrookeEVP, CHROSell8.67K$680.74K
2026-08-03Skinner Todd C.President, InternationalSell950$75.96K
2026-08-03CHAOUKI STEVEN MPresident, US MarketsSell1.00K$79.96K
2026-07-28Abdelsadek MohamedEVP, Chief Global SolutioSell23.50K$2.00M
2026-07-07Williams Jennifer A.SVP, Chief Accounting OffSell972$77.76K
2026-07-01Zuiker Alicia BrookeEVP, CHROWithheld for tax6.90K$513.77K
2026-07-01Skinner Todd C.President, InternationalSell1.00K$72.64K
2026-07-01CHAOUKI STEVEN MPresident, US MarketsSell10.00K$726.40K
2026-06-01Williams Jennifer A.SVP, Chief Accounting OffWithheld for tax404$29.70K
2026-06-01Skinner Todd C.President, InternationalSell1.00K$70.73K

Flow & Concentration

Insider 180d net-$3.78M
Insider buys / sells0 / 8
Insider biasSellers
13F holders7
Top-5 share99.3%
HHI3,238 (concentrated)

Top Holders

HolderValueShares
Fidelity / FMR LLC$845.18M11.72M
State Street Corp$513.42M7.12M
Citadel Advisors$318.56M4.42M
Millennium Management$73.45M1.02M
Capital Research / Capital World$71.60M992.50K
AQR Capital Management$12.41M175.39K
T. Rowe Price Group$14.31K198.32K

As of 2026-06-30

Dividends

Yield (TTM)0.35%
$ / share (TTM)$0.24
5y CAGR+8.9%

Annual dividend per share

2021$0.36
2022$0.40
2023$0.42
2024$0.42
2025$0.46
2026$0.12

SEC Filings

DateFormDoc
2026-08-124view
2026-08-044view
2026-08-044view
2026-07-294view
2026-07-2810-Qview
2026-07-288-Kview
2026-07-084view
2026-07-024view
2026-07-024view
2026-07-024view
2026-06-183view
2026-06-034view
2026-06-034view
2026-06-034view
2026-06-014view

The Long Run

FY 2013–2025 · 12 years

LineLatestCAGRTrend
Revenue$4.18B+27.4%
Operating income$857.80M+34.5%
Net income-$206.20M+32.9%
Cash from ops$987.60M+19.2%

Indices

S&P MidCap 400

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$67.48$70.10$67.03$69.171.92M
Sep 24$67.81$70.96$67.07$67.542.20M
Sep 23$71.90$72.39$70.91$70.951.80M
Sep 22$72.27$72.45$71.48$71.872.41M
Sep 21$72.67$72.69$70.96$71.411.58M

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