The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Thursday, August 13, 2026

Subject of the day

TRU

Concerning the House

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

United States · www.transunion.com

The Long Run

FY 2013–2025 · 12 years

LineLatestCAGRTrend
Revenue$4.18B+27.4%
Operating income$857.80M+34.5%
Net income-$206.20M+32.9%
Cash from ops$987.60M+19.2%
Quotation

$81.13

+1.69 (+2.1%)

52w hi$93.25
52w lo$64.43
Vol1.65M
As ofAug 13
The Verdict

Hold

Our score +0.10

Short-0.11
Medium+0.15
Long+0.40

computed 2026-08-13

By the Numbers

TransUnion

Financial Services · Financial Data & Stock Exchanges

Market cap$15.54B
Enterprise value$20.20B
Trailing P/E21.41x
Forward P/E14.47x
EV / EBITDA13.23x
P / S (ttm)3.17x
Profit margin15.1%
Return on equity15.6%
Revenue growth+14.9%
Earnings growth+32.1%
Debt / equity113.21
Risk Metrics
Beta vs SPX1.45
Corr SPX0.58
Annual vol41.2%
Annual ret+6.7%
Sharpe0.16
Max DD-40.7%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.34
Sector+0.09
Technical+0.00
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$79.64$81.76$78.54$81.131.65M
Aug 12$79.49$80.26$78.38$79.441.87M
Aug 11$78.49$80.95$78.291.20M
Aug 10$79.50$80.17$78.29$79.141.74M
Aug 7$80.64$81.71$79.49$80.021.72M