Inside the research
TransUnion
TRU Research profile · latest available data
Price overview
$69.17
▲ +1.63 (+2.4%)
| 52w hi | $87.54 |
|---|---|
| 52w lo | $64.33 |
| Vol | 1.92M |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.02
| Short | -0.14 |
|---|---|
| Medium | +0.03 |
| Long | +0.31 |
computed 2026-09-27
Key fundamentals
TransUnion
Financial Services · Financial Data & Stock Exchanges
| Market cap | $13.25B |
|---|---|
| Enterprise value | $18.23B |
| Trailing P/E | 18.25x |
| Forward P/E | 12.41x |
| EV / EBITDA | 11.94x |
| P / S (ttm) | 2.71x |
| Profit margin | 15.1% |
| Return on equity | 15.6% |
| Revenue growth | +14.9% |
| Earnings growth | +32.1% |
| Debt / equity | 113.21 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.35 | |
| Sector | +0.02 | |
| Technical | -0.10 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.
Risk Metrics
| Beta vs SPX | 1.44 |
|---|---|
| Corr SPX | 0.56 |
| Annual vol | 41.5% |
| Annual ret | -12.3% |
| Sharpe | -0.30 |
| Max DD | -40.7% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $91.81 |
|---|---|
| High / Low | $114.00 / $75.00 |
| Median | $90.00 |
| Analysts | 21 |
| Strong Buy | 6 | |
|---|---|---|
| Buy | 11 | |
| Hold | 5 | |
| Sell | 0 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-04-29 | Needham | → Buy |
| 2026-04-29 | JP Morgan | → Overweight |
| 2026-04-16 | Mizuho | → Neutral |
| 2026-04-13 | UBS | → Neutral |
| 2026-03-11 | Morgan Stanley | → Overweight |
| 2026-02-17 | Goldman Sachs | → Neutral |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-28 | Earnings Release, Reg FD Disclosure… | read |
| 2026-05-15 | Shareholder Vote, Exhibits | read |
| 2026-04-28 | Earnings Release, Reg FD Disclosure | read |
| 2026-03-10 | Reg FD Disclosure, Exhibits | read |
| 2026-02-12 | Material Agreement, Earnings Release… | read |
| 2025-12-23 | Officer / Director Change, Exhibits | read |
| 2025-10-23 | Earnings Release, Reg FD Disclosure… | read |
| 2025-07-24 | Earnings Release, Reg FD Disclosure… | read |
| 2025-05-09 | Shareholder Vote, Exhibits | read |
| 2025-04-24 | Earnings Release, Reg FD Disclosure… | read |
| 2025-02-24 | Officer / Director Change, Exhibits | read |
| 2025-02-13 | Earnings Release, Reg FD Disclosure… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-11 | Zuiker Alicia Brooke | EVP, CHRO | Sell | 8.67K | $680.74K |
| 2026-08-03 | Skinner Todd C. | President, International | Sell | 950 | $75.96K |
| 2026-08-03 | CHAOUKI STEVEN M | President, US Markets | Sell | 1.00K | $79.96K |
| 2026-07-28 | Abdelsadek Mohamed | EVP, Chief Global Solutio | Sell | 23.50K | $2.00M |
| 2026-07-07 | Williams Jennifer A. | SVP, Chief Accounting Off | Sell | 972 | $77.76K |
| 2026-07-01 | Zuiker Alicia Brooke | EVP, CHRO | Withheld for tax | 6.90K | $513.77K |
| 2026-07-01 | Skinner Todd C. | President, International | Sell | 1.00K | $72.64K |
| 2026-07-01 | CHAOUKI STEVEN M | President, US Markets | Sell | 10.00K | $726.40K |
| 2026-06-01 | Williams Jennifer A. | SVP, Chief Accounting Off | Withheld for tax | 404 | $29.70K |
| 2026-06-01 | Skinner Todd C. | President, International | Sell | 1.00K | $70.73K |
Flow & Concentration
| Insider 180d net | -$3.78M |
|---|---|
| Insider buys / sells | 0 / 8 |
| Insider bias | Sellers |
| 13F holders | 7 |
| Top-5 share | 99.3% |
| HHI | 3,238 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| Fidelity / FMR LLC | $845.18M | 11.72M |
| State Street Corp | $513.42M | 7.12M |
| Citadel Advisors | $318.56M | 4.42M |
| Millennium Management | $73.45M | 1.02M |
| Capital Research / Capital World | $71.60M | 992.50K |
| AQR Capital Management | $12.41M | 175.39K |
| T. Rowe Price Group | $14.31K | 198.32K |
As of 2026-06-30
Dividends
| Yield (TTM) | 0.35% |
|---|---|
| $ / share (TTM) | $0.24 |
| 5y CAGR | +8.9% |
Annual dividend per share
| 2021 | $0.36 |
|---|---|
| 2022 | $0.40 |
| 2023 | $0.42 |
| 2024 | $0.42 |
| 2025 | $0.46 |
| 2026 | $0.12 |
SEC Filings
The Long Run
FY 2013–2025 · 12 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $4.18B | +27.4% | |
| Operating income | $857.80M | +34.5% | |
| Net income | -$206.20M | +32.9% | |
| Cash from ops | $987.60M | +19.2% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $67.48 | $70.10 | $67.03 | $69.17 | 1.92M |
| Sep 24 | $67.81 | $70.96 | $67.07 | $67.54 | 2.20M |
| Sep 23 | $71.90 | $72.39 | $70.91 | $70.95 | 1.80M |
| Sep 22 | $72.27 | $72.45 | $71.48 | $71.87 | 2.41M |
| Sep 21 | $72.67 | $72.69 | $70.96 | $71.41 | 1.58M |
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