Inside the research
The Travelers Companies, Inc.
TRV Research profile · latest available data
Price overview
$363.04
▲ +0.65 (+0.2%)
| 52w hi | $395.87 |
|---|---|
| 52w lo | $257.63 |
| Vol | 807.60K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.52
| Short | +0.44 |
|---|---|
| Medium | +0.56 |
| Long | +0.60 |
computed 2026-09-27
Key fundamentals
The Travelers Companies, Inc.
Financial Services · Insurance - Property & Casualty
| Market cap | $75.72B |
|---|---|
| Enterprise value | $79.73B |
| Trailing P/E | 9.76x |
| Forward P/E | 11.99x |
| EV / EBITDA | 6.95x |
| P / S (ttm) | 1.55x |
| Profit margin | 17.0% |
| Return on equity | 26.5% |
| Revenue growth | +0.3% |
| Earnings growth | +57.1% |
| Debt / equity | 27.38 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.39 | |
| Sector | +0.02 | |
| Technical | +0.34 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
Risk Metrics
| Beta vs SPX | 0.34 |
|---|---|
| Corr SPX | 0.24 |
| Annual vol | 22.9% |
| Annual ret | +23.6% |
| Sharpe | 1.03 |
| Max DD | -12.8% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $313.61 |
|---|---|
| High / Low | $350.00 / $252.00 |
| Median | $315.00 |
| Analysts | 23 |
| Strong Buy | 2 | |
|---|---|---|
| Buy | 6 | |
| Hold | 17 | |
| Sell | 0 | |
| Strong Sell | 3 |
Recent rating actions
| 2026-04-20 | Keefe, Bruyette & Woods | → Outperform |
| 2026-04-20 | BMO Capital | → Outperform |
| 2026-04-17 | Evercore ISI Group | → Outperform |
| 2026-04-14 | B of A Securities | → Underperform |
| 2026-04-09 | Wells Fargo | → Equal-Weight |
| 2026-04-08 | Barclays | → Equal-Weight |
Officers & Board
| Director | Bridget van Kralingen since 2022 |
|---|---|
| Director | Rafael Santana since 2022 |
| Director | Thomas Leonardi since 2021 |
| Director | Liz Robinson since 2020 |
| Director | Clarence Otis, Jr. since 2017 |
| Director | Todd Schermerhorn since 2016 |
| Director | Alan Schnitzer since 2015 |
| Director | Philip Ruegger since 2014 |
| Director | Bill Kane since 2012 |
| Director | Patricia Higgins since 2007 |
| Director | Alan Beller since 2007 |
| Director | Laurie Thomsen since 2004 |
| Director | Janet Dolan since 2001 |
| CEO | Jay S. Fishman current |
| Manager | Alan Schnitzer current |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-07 | Officer / Director Change | read |
| 2026-07-24 | Other Material Event, Exhibits | read |
| 2026-07-17 | Earnings Release, Exhibits | read |
| 2026-05-22 | Officer / Director Change, Shareholder Vote… | read |
| 2026-05-21 | Other Material Event, Exhibits | read |
| 2026-04-16 | Earnings Release, Exhibits | read |
| 2026-02-17 | Officer / Director Change, Reg FD Disclosure… | read |
| 2026-02-06 | Officer / Director Change | read |
| 2026-01-21 | Earnings Release, Exhibits | read |
| 2025-10-16 | Earnings Release, Exhibits | read |
| 2025-07-24 | Other Material Event, Exhibits | read |
| 2025-07-17 | Earnings Release, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-24 | Kurtzman Diane | EVP & Chief HR Officer | Sell | 4.16K | $1.61M |
| 2026-07-24 | Kurtzman Diane | EVP & Chief HR Officer | Option exercise | 4.16K | $552.06K |
| 2026-07-24 | Yin Daniel Tei-Hwa | EVP & Co-Chief Invest. Of | Sell | 7.15K | $2.77M |
| 2026-07-24 | Yin Daniel Tei-Hwa | EVP & Co-Chief Invest. Of | Option exercise | 7.15K | $1.01M |
| 2026-07-22 | Rowland David Donnay | EVP & Co-Chief Invest. Of | Sell | 5.00K | $1.86M |
| 2026-07-22 | Munson Paul E. | SVP & Corp. Controller | Option exercise | 1.52K | $192.42K |
| 2026-07-22 | BESSETTE ANDY F | EVP and Chief Admin Offic | Sell | 100 | $36.89K |
| 2026-07-22 | BESSETTE ANDY F | EVP and Chief Admin Offic | Sell | 2.90K | $1.07M |
| 2026-07-22 | Munson Paul E. | SVP & Corp. Controller | Sell | 1.52K | $564.11K |
| 2026-07-22 | Rowland David Donnay | EVP & Co-Chief Invest. Of | Option exercise | 5.00K | $662.90K |
Flow & Concentration
| Insider 180d net | -$21.28M |
|---|---|
| Insider buys / sells | 0 / 12 |
| Insider bias | Sellers |
| 13F holders | 0 |
| Top-5 share | 0.0% |
| HHI | 0 (—) |
Dividends
| Yield (TTM) | 0.61% |
|---|---|
| $ / share (TTM) | $2.20 |
| 5y CAGR | +5.2% |
Annual dividend per share
| 2021 | $3.49 |
|---|---|
| 2022 | $3.67 |
| 2023 | $3.93 |
| 2024 | $4.15 |
| 2025 | $4.35 |
| 2026 | $1.10 |
SEC Filings
The Long Run
FY 2009–2025 · 17 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $48.83B | +4.4% | |
| Operating income | $3.64B | +37.8% | |
| Net income | $6.29B | +6.2% | |
| Cash from ops | $9.07B | +7.9% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $361.68 | $364.03 | $359.68 | $363.04 | 807.60K |
| Sep 24 | $362.01 | $366.49 | $361.85 | $362.39 | 1.05M |
| Sep 23 | $361.22 | $368.22 | $359.95 | $360.39 | 1.86M |
| Sep 22 | $369.92 | $370.31 | $359.32 | $362.01 | 1.65M |
| Sep 21 | $374.61 | $376.66 | $370.68 | $371.13 | 1.11M |
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