Inside the research

The Travelers Companies, Inc.

TRV Research profile · latest available data

Price overview

$363.04

▲ +0.65 (+0.2%)

52w hi$395.87
52w lo$257.63
Vol807.60K
As of25 Sep 2026

The Verdict

Buy

Our score +0.52

Short+0.44
Medium+0.56
Long+0.60

computed 2026-09-27

Key fundamentals

The Travelers Companies, Inc.

Financial Services · Insurance - Property & Casualty

Market cap$75.72B
Enterprise value$79.73B
Trailing P/E9.76x
Forward P/E11.99x
EV / EBITDA6.95x
P / S (ttm)1.55x
Profit margin17.0%
Return on equity26.5%
Revenue growth+0.3%
Earnings growth+57.1%
Debt / equity27.38

Layer Breakdown

LayerRawContribution
Fundamental+0.39
Sector+0.02
Technical+0.34
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

United States · www.travelers.com

Risk Metrics

Beta vs SPX0.34
Corr SPX0.24
Annual vol22.9%
Annual ret+23.6%
Sharpe1.03
Max DD-12.8%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$313.61
High / Low$350.00 / $252.00
Median$315.00
Analysts23
Strong Buy2
Buy6
Hold17
Sell0
Strong Sell3

Recent rating actions

2026-04-20Keefe, Bruyette & Woods→ Outperform
2026-04-20BMO Capital→ Outperform
2026-04-17Evercore ISI Group→ Outperform
2026-04-14B of A Securities→ Underperform
2026-04-09Wells Fargo→ Equal-Weight
2026-04-08Barclays→ Equal-Weight

Officers & Board

DirectorBridget van Kralingen since 2022
DirectorRafael Santana since 2022
DirectorThomas Leonardi since 2021
DirectorLiz Robinson since 2020
DirectorClarence Otis, Jr. since 2017
DirectorTodd Schermerhorn since 2016
DirectorAlan Schnitzer since 2015
DirectorPhilip Ruegger since 2014
DirectorBill Kane since 2012
DirectorPatricia Higgins since 2007
DirectorAlan Beller since 2007
DirectorLaurie Thomsen since 2004
DirectorJanet Dolan since 2001
CEOJay S. Fishman current
ManagerAlan Schnitzer current

Material Events

DateEvent8-K
2026-08-07Officer / Director Changeread
2026-07-24Other Material Event, Exhibitsread
2026-07-17Earnings Release, Exhibitsread
2026-05-22Officer / Director Change, Shareholder Vote…read
2026-05-21Other Material Event, Exhibitsread
2026-04-16Earnings Release, Exhibitsread
2026-02-17Officer / Director Change, Reg FD Disclosure…read
2026-02-06Officer / Director Changeread
2026-01-21Earnings Release, Exhibitsread
2025-10-16Earnings Release, Exhibitsread
2025-07-24Other Material Event, Exhibitsread
2025-07-17Earnings Release, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-07-24Kurtzman DianeEVP & Chief HR OfficerSell4.16K$1.61M
2026-07-24Kurtzman DianeEVP & Chief HR OfficerOption exercise4.16K$552.06K
2026-07-24Yin Daniel Tei-HwaEVP & Co-Chief Invest. OfSell7.15K$2.77M
2026-07-24Yin Daniel Tei-HwaEVP & Co-Chief Invest. OfOption exercise7.15K$1.01M
2026-07-22Rowland David DonnayEVP & Co-Chief Invest. OfSell5.00K$1.86M
2026-07-22Munson Paul E.SVP & Corp. ControllerOption exercise1.52K$192.42K
2026-07-22BESSETTE ANDY FEVP and Chief Admin OfficSell100$36.89K
2026-07-22BESSETTE ANDY FEVP and Chief Admin OfficSell2.90K$1.07M
2026-07-22Munson Paul E.SVP & Corp. ControllerSell1.52K$564.11K
2026-07-22Rowland David DonnayEVP & Co-Chief Invest. OfOption exercise5.00K$662.90K

Flow & Concentration

Insider 180d net-$21.28M
Insider buys / sells0 / 12
Insider biasSellers
13F holders0
Top-5 share0.0%
HHI0 (—)

Dividends

Yield (TTM)0.61%
$ / share (TTM)$2.20
5y CAGR+5.2%

Annual dividend per share

2021$3.49
2022$3.67
2023$3.93
2024$4.15
2025$4.35
2026$1.10

SEC Filings

DateFormDoc
2026-08-123view
2026-08-078-Kview
2026-08-0713F-HRview
2026-07-274view
2026-07-274view
2026-07-248-Kview
2026-07-244view
2026-07-244view
2026-07-244view
2026-07-234view
2026-07-234view
2026-07-234view
2026-07-22424B3view
2026-07-21424B3view
2026-07-1710-Qview

The Long Run

FY 2009–2025 · 17 years

LineLatestCAGRTrend
Revenue$48.83B+4.4%
Operating income$3.64B+37.8%
Net income$6.29B+6.2%
Cash from ops$9.07B+7.9%

Indices

S&P 500

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$361.68$364.03$359.68$363.04807.60K
Sep 24$362.01$366.49$361.85$362.391.05M
Sep 23$361.22$368.22$359.95$360.391.86M
Sep 22$369.92$370.31$359.32$362.011.65M
Sep 21$374.61$376.66$370.68$371.131.11M

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