Subject of the day
UBSI
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.
FY 2010–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $311.96M | +6.2% | |
| Net income | $120.72M | +3.5% | |
| Cash from ops | $498.91M | +14.4% |
$49.06
▲ +0.16 (+0.3%)
| 52w hi | $49.37 |
|---|---|
| 52w lo | $33.37 |
| Vol | 673.29K |
| As of | Aug 13 |
Our score +0.41
| Short | +0.33 |
|---|---|
| Medium | +0.48 |
| Long | +0.42 |
computed 2026-08-13
United Bankshares, Inc.
Financial Services · Banks - Regional
| Market cap | $6.68B |
|---|---|
| Enterprise value | $5.36B |
| Trailing P/E | 13.37x |
| Forward P/E | 12.72x |
| EV / EBITDA | — |
| P / S (ttm) | 5.34x |
| Profit margin | 41.2% |
| Return on equity | 9.5% |
| Revenue growth | +6.2% |
| Earnings growth | +12.2% |
| Debt / equity | — |
| Beta vs SPX | 0.81 |
|---|---|
| Corr SPX | 0.51 |
| Annual vol | 25.9% |
| Annual ret | +18.5% |
| Sharpe | 0.71 |
| Max DD | -27.2% |
Window: 504 trading days (504 obs)
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.28 | |
| Sector | +0.09 | |
| Technical | +0.27 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-08-13
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Aug 13 | $49.29 | $49.35 | $48.94 | $49.06 | 673.29K |
| Aug 12 | $48.56 | $49.03 | $48.34 | $48.90 | 623.70K |
| Aug 11 | $48.09 | $48.63 | $48.05 | $48.50 | 577.00K |
| Aug 10 | $48.10 | $48.35 | $47.69 | $48.05 | 704.90K |
| Aug 7 | $48.35 | $48.61 | $48.10 | $48.32 | 709.10K |