Inside the research
United Fire Group, Inc.
UFCS Research profile · latest available data
Price overview
$53.33
▼ -0.10 (-0.2%)
| 52w hi | $55.98 |
|---|---|
| 52w lo | $29.65 |
| Vol | 111.20K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.60
| Short | +0.52 |
|---|---|
| Medium | +0.64 |
| Long | +0.66 |
computed 2026-09-27
Key fundamentals
United Fire Group, Inc.
Financial Services · Insurance - Property & Casualty
| Market cap | $1.37B |
|---|---|
| Enterprise value | $1.38B |
| Trailing P/E | 9.89x |
| Forward P/E | 11.02x |
| EV / EBITDA | 6.86x |
| P / S (ttm) | 0.93x |
| Profit margin | 9.6% |
| Return on equity | 15.5% |
| Revenue growth | +14.4% |
| Earnings growth | +48.3% |
| Debt / equity | 14.97 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.41 | |
| Sector | +0.02 | |
| Technical | +0.40 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retail trade, financial, and manufacturing. The company also offers marine specialty, professional liability, and earthquake coverages; specialty and surplus lines coverage; and reinsurance coverage for property and casualty insurance. It sells its products through a network of independent agencies. United Fire Group, Inc. was incorporated in 1946 and is headquartered in Cedar Rapids, Iowa.
Risk Metrics
| Beta vs SPX | 0.59 |
|---|---|
| Corr SPX | 0.27 |
| Annual vol | 35.6% |
| Annual ret | +52.6% |
| Sharpe | 1.48 |
| Max DD | -21.5% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-03 | Earnings Release, Exhibits | read |
| 2026-07-17 | Other Material Event | read |
| 2026-05-26 | Officer / Director Change, Exhibits | read |
| 2026-05-20 | Shareholder Vote, Reg FD Disclosure… | read |
| 2026-05-05 | Earnings Release, Exhibits | read |
| 2026-04-21 | Other Material Event, Exhibits | read |
| 2026-02-11 | Earnings Release, Other Material Event… | read |
| 2026-01-26 | Other Material Event, Exhibits | read |
| 2025-11-21 | Other Material Event, Exhibits | read |
| 2025-11-04 | Earnings Release, Exhibits | read |
| 2025-10-23 | Other Material Event, Exhibits | read |
| 2025-08-29 | Officer / Director Change, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-01 | Vogt Adam M | Officer, VP - Chief Accou | Withheld for tax | 159 | $8.49K |
| 2026-06-05 | MILLIGAN GEORGE D | Director | Buy | 4.50K | $203.53K |
| 2026-05-20 | Carlton Scott L | Director | Grant | 2.08K | $100.02K |
| 2026-05-20 | Clancy Brenda Kay | Director | Grant | 2.08K | $100.02K |
| 2026-05-20 | Drahozal Christopher R | Director | Grant | 2.08K | $100.02K |
| 2026-05-20 | Foran Matthew R | Director | Grant | 2.08K | $100.02K |
| 2026-05-20 | Green Mark A. | Director | Grant | 2.08K | $100.02K |
| 2026-05-20 | MILLIGAN GEORGE D | Director | Grant | 2.08K | $100.02K |
| 2026-05-20 | McBride Lura E | Director | Grant | 2.08K | $100.02K |
| 2026-05-20 | NOYCE JAMES | Director | Grant | 2.08K | $100.02K |
Flow & Concentration
| Insider 180d net | $203.53K |
|---|---|
| Insider buys / sells | 1 / 0 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 97.8% |
| HHI | 4,424 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $45.13M | 860.63K |
| AQR Capital Management | $21.28M | 405.80K |
| Capital Research / Capital World | $4.52M | 86.12K |
| Renaissance Technologies | $1.70M | 32.43K |
| Fidelity / FMR LLC | $1.09M | 20.78K |
| Citadel Advisors | $1.01M | 19.34K |
| Millennium Management | $669.45K | 12.77K |
| T. Rowe Price Group | $2.79K | 53.14K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2011–2025 · 15 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $1.39B | +4.9% | |
| Net income | $61.96M | +14.0% | |
| Cash from ops | $171.74M | +4.2% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $53.22 | $53.60 | $52.60 | $53.33 | 111.20K |
| Sep 24 | $53.90 | $54.28 | $53.34 | $53.43 | 118.60K |
| Sep 23 | $53.56 | $53.99 | $50.81 | $53.59 | 97.40K |
| Sep 22 | $53.77 | $54.05 | $52.40 | $53.68 | 93.10K |
| Sep 21 | $54.50 | $54.80 | $53.28 | $53.44 | 110.40K |
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