Inside the research

UnitedHealth Group Incorporated

UNH Research profile · latest available data

Price overview

$376.59

▲ +1.58 (+0.4%)

52w hi$433.68
52w lo$255.97
Vol4.08M
As of25 Sep 2026

The Verdict

Hold

Our score +0.14

Short-0.06
Medium+0.25
Long+0.34

computed 2026-09-27

Key fundamentals

UnitedHealth Group Incorporated

Healthcare · Healthcare Plans

Market cap$338.03B
Enterprise value$387.39B
Trailing P/E24.22x
Forward P/E16.66x
EV / EBITDA14.52x
P / S (ttm)0.75x
Profit margin3.1%
Return on equity14.2%
Revenue growth+0.4%
Earnings growth+61.5%
Debt / equity69.21

Layer Breakdown

LayerRawContribution
Fundamental+0.27
Sector+0.08
Technical-0.01
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, public entities, life sciences companies and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; Medicaid plans, including Temporary Assistance to Needy Families; Children's Health Insurance Programs; Dual SNPs; Long-Term Services and Supports; Aged, Blind and Disabled; and other federal, state, and community health care programs. and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.

United States · www.unitedhealthgroup.com

Risk Metrics

Beta vs SPX0.33
Corr SPX0.13
Annual vol42.2%
Annual ret-11.8%
Sharpe-0.28
Max DD-62.0%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$387.27
High / Low$444.00 / $287.00
Median$400.00
Analysts26
Strong Buy7
Buy16
Hold4
Sell1
Strong Sell0

Recent rating actions

2026-04-28JP Morgan→ Overweight
2026-04-23TD Cowen→ Hold
2026-04-22Wells Fargo→ Overweight
2026-04-22Truist Securities→ Buy
2026-04-22RBC Capital→ Outperform
2026-04-22Oppenheimer→ Outperform

Officers & Board

DirectorCharlie Baker since 2023
DirectorKristen L. Gil since 2022
DirectorPaul Garcia since 2021
DirectorAndrew Witty since 2021
CEOAndrew Witty since 2021
DirectorJohn H. Noseworthy since 2019
DirectorF. William McNabb III since 2018
DirectorValerie Montgomery Rice since 2017
DirectorTimothy P. Flynn since 2017
DirectorMichele J. Hooper since 2007
DirectorStephen J. Hemsley since 2000
DirectorQ131385766 current
ManagerStephen J. Hemsley current
FounderRichard T. Burke current
DirectorGail Wilensky 1993–2002

Material Events

DateEvent8-K
2026-07-16Earnings Release, Exhibitsread
2026-06-05Shareholder Voteread
2026-05-11Reg FD Disclosureread
2026-04-21Earnings Release, Exhibitsread
2026-03-09Reg FD Disclosureread
2026-03-02Officer / Director Changeread
2026-02-25Officer / Director Changeread
2026-01-27Earnings Release, Exhibitsread
2026-01-12Reg FD Disclosureread
2025-11-21Officer / Director Changeread
2025-11-13Bylaws Amendmentread
2025-11-07Reg FD Disclosureread

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-11Stankiewicz Dennis AndrewChief Accounting OfficerWithheld for tax233$93.87K
2026-08-05Conway Patrick HughChief Executive Officer, Sell500$205.00K
2026-07-01GARCIA PAUL RGrant132—
2026-07-01MONTGOMERY RICE VALERIE MDGrant220—
2026-07-01Gottlieb ScottGrant210—
2026-07-01Gil KristenGrant206—
2026-07-01MCNABB FREDERICK WILLIAM IIIGrant250—
2026-07-01GARCIA PAUL RGrant88—
2026-07-01Noseworthy John HGrant206—
2026-07-01FLYNN TIMOTHY PATRICKGrant225—

Flow & Concentration

Insider 180d net-$489.00K
Insider buys / sells0 / 2
Insider biasNeutral
13F holders0
Top-5 share0.0%
HHI0 (—)

Dividends

Yield (TTM)1.17%
$ / share (TTM)$4.42
5y CAGR+12.6%

Annual dividend per share

2021$5.60
2022$6.40
2023$7.29
2024$8.18
2025$8.73
2026$2.21

Federal Contracts

AmountAgencyDescription
$13.15BDepartment of DefenseT3 MANAGED CARE SUPPORT CONTRACT FOR WEST REGION
$11.33MDepartment of the TreasuryIGF::OT::IGF. VISION INSURANCE ADMINISTRATIVE SERVICES

SEC Filings

DateFormDoc
2026-08-134view
2026-08-1010-Qview
2026-08-074view
2026-07-168-Kview
2026-07-064view
2026-07-064view
2026-07-064view
2026-07-064view
2026-07-064view
2026-07-064view
2026-07-064view
2026-07-064view
2026-06-254view
2026-06-254view
2026-06-254view

The Long Run

FY 2009–2025 · 17 years

LineLatestCAGRTrend
Revenue$447.57B+11.3%
Operating income$18.96B+7.1%
Net income$22.38B+10.3%
Cash from ops$19.70B+8.1%

Indices

S&P 500

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$375.95$379.17$371.17$376.594.08M
Sep 24$371.92$375.28$368.50$375.014.65M
Sep 23$370.89$372.61$366.00$371.293.86M
Sep 22$381.39$381.39$372.41$372.954.50M
Sep 21$377.87$378.95$373.82$377.565.71M

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