Inside the research
Unum Group
UNM Research profile · latest available data
Price overview
$92.09
▲ +0.98 (+1.1%)
| 52w hi | $96.57 |
|---|---|
| 52w lo | $69.83 |
| Vol | 1.47M |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.26
| Short | +0.42 |
|---|---|
| Medium | +0.27 |
| Long | -0.06 |
computed 2026-09-27
Key fundamentals
Unum Group
Financial Services · Insurance - Life
| Market cap | $14.58B |
|---|---|
| Enterprise value | $16.49B |
| Trailing P/E | 21.37x |
| Forward P/E | 9.74x |
| EV / EBITDA | 13.07x |
| P / S (ttm) | 1.09x |
| Profit margin | 5.3% |
| Return on equity | 6.4% |
| Revenue growth | +0.3% |
| Earnings growth | -16.2% |
| Debt / equity | 36.88 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.14 | |
| Sector | +0.02 | |
| Technical | +0.27 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pensions, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products to employers for the benefit of employees. It sells its products through field sales personnel, independent brokers, consultants, and independent contractor agent sales force and brokers. Unum Group was formerly known as UnumProvident Corporation and changed its name to Unum Group in March 2007. The company was founded in 1848 and is based in Chattanooga, Tennessee.
Risk Metrics
| Beta vs SPX | 0.74 |
|---|---|
| Corr SPX | 0.44 |
| Annual vol | 27.2% |
| Annual ret | +27.4% |
| Sharpe | 1.01 |
| Max DD | -17.7% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $97.00 |
|---|---|
| High / Low | $117.00 / $80.00 |
| Median | $99.00 |
| Analysts | 13 |
| Strong Buy | 2 | |
|---|---|---|
| Buy | 7 | |
| Hold | 4 | |
| Sell | 0 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-05-05 | Wells Fargo | → Overweight |
| 2026-04-30 | Truist Securities | → Buy |
| 2026-04-14 | B of A Securities | → Neutral |
| 2026-04-10 | Wells Fargo | → Overweight |
| 2026-04-09 | UBS | → Neutral |
| 2026-03-03 | Morgan Stanley | → Equal-Weight |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-28 | Earnings Release, Exhibits | read |
| 2026-07-06 | Material Agreement, Reg FD Disclosure… | read |
| 2026-07-01 | Other Material Event, Exhibits | read |
| 2026-05-22 | Shareholder Vote | read |
| 2026-05-21 | Other Material Event, Exhibits | read |
| 2026-04-28 | Earnings Release, Exhibits | read |
| 2026-03-06 | Bylaws Amendment, Exhibits | read |
| 2026-02-05 | Earnings Release, Reg FD Disclosure… | read |
| 2025-12-04 | Other Material Event, Exhibits | read |
| 2025-11-14 | Other Material Event, Exhibits | read |
| 2025-11-03 | Earnings Release, Exhibits | read |
| 2025-07-29 | Earnings Release, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-31 | Walker Andrew D | EVP, Chief Cust. Ops. Off | Withheld for tax | 1.82K | $156.63K |
| 2026-05-26 | O HANLEY RONALD P | Grant | 2.19K | — | |
| 2026-05-26 | O HANLEY RONALD P | Grant | 1.78K | — | |
| 2026-05-26 | Matus Kristi Ann | Grant | 2.19K | — | |
| 2026-05-26 | Lefebvre Mojgan M | Grant | 2.19K | — | |
| 2026-05-26 | KING GALE V. | Grant | 2.19K | — | |
| 2026-05-26 | Keaney Timothy F | Grant | 2.19K | — | |
| 2026-05-26 | KABAT KEVIN T | Grant | 2.19K | — | |
| 2026-05-26 | KABAT KEVIN T | Grant | 1.33K | — | |
| 2026-05-26 | Egan Cynthia | Grant | 2.19K | — |
Flow & Concentration
| Insider 180d net | $0 |
|---|---|
| Insider buys / sells | 0 / 0 |
| Insider bias | Neutral |
| 13F holders | 9 |
| Top-5 share | 94.7% |
| HHI | 2,632 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| Fidelity / FMR LLC | $691.71M | 7.74M |
| State Street Corp | $453.21M | 5.07M |
| AQR Capital Management | $266.19M | 2.99M |
| Millennium Management | $123.70M | 1.38M |
| Capital Research / Capital World | $99.53M | 1.11M |
| Citadel Advisors | $54.28M | 607.18K |
| Bridgewater Associates | $20.25M | 226.54K |
| Renaissance Technologies | $16.22M | 181.40K |
| T. Rowe Price Group | $13.83K | 154.72K |
As of 2026-06-30
Dividends
| Yield (TTM) | 1.50% |
|---|---|
| $ / share (TTM) | $1.38 |
| 5y CAGR | +9.1% |
Annual dividend per share
| 2021 | $1.17 |
|---|---|
| 2022 | $1.26 |
| 2023 | $1.39 |
| 2024 | $1.57 |
| 2025 | $1.76 |
| 2026 | $0.92 |
SEC Filings
The Long Run
FY 2009–2025 · 17 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $12.89B | +1.5% | |
| Operating income | $1.32B | +124.7% | |
| Net income | $738.50M | +0.5% | |
| Cash from ops | $1.51B | -0.9% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $91.08 | $92.92 | $91.08 | $92.09 | 1.47M |
| Sep 24 | $94.25 | $94.90 | $91.03 | $91.11 | 1.96M |
| Sep 23 | $92.76 | $95.64 | $92.28 | $94.46 | 1.79M |
| Sep 22 | $93.79 | $94.10 | $92.30 | $93.32 | 1.98M |
| Sep 21 | $95.98 | $96.13 | $93.54 | $93.56 | 1.54M |
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