Inside the research
Upbound Group, Inc.
UPBD Research profile · latest available data
Price overview
$16.09
▲ +0.22 (+1.4%)
| 52w hi | $22.76 |
|---|---|
| 52w lo | $15.09 |
| Vol | 780.10K |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.02
| Short | -0.52 |
|---|---|
| Medium | +0.23 |
| Long | +0.45 |
computed 2026-09-27
Key fundamentals
Upbound Group, Inc.
Technology · Software - Application
| Market cap | $938.04M |
|---|---|
| Enterprise value | $2.54B |
| Trailing P/E | 10.45x |
| Forward P/E | 3.48x |
| EV / EBITDA | 5.32x |
| P / S (ttm) | 0.20x |
| Profit margin | 1.9% |
| Return on equity | 12.7% |
| Revenue growth | +0.5% |
| Earnings growth | +42.3% |
| Debt / equity | 232.93 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.24 | |
| Sector | +0.19 | |
| Technical | -0.28 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for traditional financing, the lease-to-own transaction through staffed or unstaffed kiosks located in third-party retailer's locations, and other virtual options. Further, the company provides various financial health products and tools through mobile and web applications. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchising location under the Rent-A-Centre and RimTyme trade names; and company-owned stores, franchise stores, and e-commerce platform through rentacenter.com, getitnowstores.com, and homechoicestores.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was incorporated in 1986 and is based in Plano, Texas.
Risk Metrics
| Beta vs SPX | 1.26 |
|---|---|
| Corr SPX | 0.44 |
| Annual vol | 46.4% |
| Annual ret | -20.9% |
| Sharpe | -0.45 |
| Max DD | -54.7% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-30 | Earnings Release, Reg FD Disclosure… | read |
| 2026-07-22 | Other Material Event | read |
| 2026-06-03 | Officer / Director Change, Shareholder Vote… | read |
| 2026-05-19 | Officer / Director Change | read |
| 2026-04-30 | Earnings Release, Reg FD Disclosure… | read |
| 2026-02-19 | Earnings Release, Reg FD Disclosure… | read |
| 2025-11-21 | 5.04, Exhibits | read |
| 2025-10-30 | Earnings Release, Reg FD Disclosure… | read |
| 2025-10-30 | Officer / Director Change, Reg FD Disclosure… | read |
| 2025-08-19 | Material Agreement, Material Obligation… | read |
| 2025-07-31 | Earnings Release, Reg FD Disclosure… | read |
| 2025-06-03 | Shareholder Vote | read |
Flow & Concentration
| Insider 180d net | $0 |
|---|---|
| Insider buys / sells | 0 / 0 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 96.7% |
| HHI | 2,880 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| Fidelity / FMR LLC | $70.29M | 3.31M |
| State Street Corp | $53.32M | 2.47M |
| AQR Capital Management | $15.28M | 720.15K |
| Millennium Management | $15.05M | 709.36K |
| Citadel Advisors | $11.08M | 522.26K |
| Capital Research / Capital World | $3.81M | 179.37K |
| Renaissance Technologies | $1.77M | 83.20K |
| T. Rowe Price Group | $1.89K | 88.80K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2010–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $4.70B | +3.6% | |
| Gross profit | $2.27B | +0.7% | |
| Operating income | $223.35M | -1.5% | |
| Net income | $73.24M | -7.5% | |
| Cash from ops | $104.72M | -7.4% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $15.97 | $16.22 | $15.83 | $16.09 | 780.10K |
| Sep 24 | $16.07 | $16.24 | $15.76 | $15.87 | 1.38M |
| Sep 23 | $16.73 | $16.84 | $15.93 | $15.99 | 980.50K |
| Sep 22 | $17.30 | $17.38 | $16.66 | $16.78 | 979.70K |
| Sep 21 | $17.20 | $17.27 | $16.86 | $16.89 | 750.30K |
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