Inside the research

Upbound Group, Inc.

UPBD Research profile · latest available data

Price overview

$16.09

▲ +0.22 (+1.4%)

52w hi$22.76
52w lo$15.09
Vol780.10K
As of25 Sep 2026

The Verdict

Hold

Our score -0.02

Short-0.52
Medium+0.23
Long+0.45

computed 2026-09-27

Key fundamentals

Upbound Group, Inc.

Technology · Software - Application

Market cap$938.04M
Enterprise value$2.54B
Trailing P/E10.45x
Forward P/E3.48x
EV / EBITDA5.32x
P / S (ttm)0.20x
Profit margin1.9%
Return on equity12.7%
Revenue growth+0.5%
Earnings growth+42.3%
Debt / equity232.93

Layer Breakdown

LayerRawContribution
Fundamental+0.24
Sector+0.19
Technical-0.28
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for traditional financing, the lease-to-own transaction through staffed or unstaffed kiosks located in third-party retailer's locations, and other virtual options. Further, the company provides various financial health products and tools through mobile and web applications. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchising location under the Rent-A-Centre and RimTyme trade names; and company-owned stores, franchise stores, and e-commerce platform through rentacenter.com, getitnowstores.com, and homechoicestores.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was incorporated in 1986 and is based in Plano, Texas.

United States · www.upbound.com

Risk Metrics

Beta vs SPX1.26
Corr SPX0.44
Annual vol46.4%
Annual ret-20.9%
Sharpe-0.45
Max DD-54.7%

Window: 504 trading days (504 obs)

Material Events

DateEvent8-K
2026-07-30Earnings Release, Reg FD Disclosure…read
2026-07-22Other Material Eventread
2026-06-03Officer / Director Change, Shareholder Vote…read
2026-05-19Officer / Director Changeread
2026-04-30Earnings Release, Reg FD Disclosure…read
2026-02-19Earnings Release, Reg FD Disclosure…read
2025-11-215.04, Exhibitsread
2025-10-30Earnings Release, Reg FD Disclosure…read
2025-10-30Officer / Director Change, Reg FD Disclosure…read
2025-08-19Material Agreement, Material Obligation…read
2025-07-31Earnings Release, Reg FD Disclosure…read
2025-06-03Shareholder Voteread

Flow & Concentration

Insider 180d net$0
Insider buys / sells0 / 0
Insider biasNeutral
13F holders8
Top-5 share96.7%
HHI2,880 (concentrated)

Top Holders

HolderValueShares
Fidelity / FMR LLC$70.29M3.31M
State Street Corp$53.32M2.47M
AQR Capital Management$15.28M720.15K
Millennium Management$15.05M709.36K
Citadel Advisors$11.08M522.26K
Capital Research / Capital World$3.81M179.37K
Renaissance Technologies$1.77M83.20K
T. Rowe Price Group$1.89K88.80K

As of 2026-06-30

SEC Filings

DateFormDoc
2026-07-3110-Qview
2026-07-308-Kview
2026-07-228-Kview
2026-07-094view
2026-07-094view
2026-07-094view
2026-07-094view
2026-07-094view
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view
2026-06-2211-Kview
2026-06-2211-Kview
2026-06-038-Kview

The Long Run

FY 2010–2025 · 16 years

LineLatestCAGRTrend
Revenue$4.70B+3.6%
Gross profit$2.27B+0.7%
Operating income$223.35M-1.5%
Net income$73.24M-7.5%
Cash from ops$104.72M-7.4%

Indices

S&P SmallCap 600

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$15.97$16.22$15.83$16.09780.10K
Sep 24$16.07$16.24$15.76$15.871.38M
Sep 23$16.73$16.84$15.93$15.99980.50K
Sep 22$17.30$17.38$16.66$16.78979.70K
Sep 21$17.20$17.27$16.86$16.89750.30K

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Read the methodology →