Inside the research
Visa Inc.
V Research profile · latest available data
Price overview
$367.38
▼ -0.60 (-0.2%)
| 52w hi | $384.14 |
|---|---|
| 52w lo | $294.36 |
| Vol | 4.58M |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.37
| Short | +0.46 |
|---|---|
| Medium | +0.39 |
| Long | +0.15 |
computed 2026-09-27
Key fundamentals
Visa Inc.
Financial Services · Credit Services
| Market cap | $689.70B |
|---|---|
| Enterprise value | $685.81B |
| Trailing P/E | 31.24x |
| Forward P/E | 24.48x |
| EV / EBITDA | 22.06x |
| P / S (ttm) | 15.50x |
| Profit margin | 50.8% |
| Return on equity | 61.2% |
| Revenue growth | +14.4% |
| Earnings growth | +10.2% |
| Debt / equity | 67.82 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.21 | |
| Sector | +0.02 | |
| Technical | +0.32 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.
Risk Metrics
| Beta vs SPX | 0.64 |
|---|---|
| Corr SPX | 0.46 |
| Annual vol | 22.4% |
| Annual ret | +15.2% |
| Sharpe | 0.68 |
| Max DD | -20.8% |
Window: 504 trading days (504 obs)
Analyst Coverage
| Mean PT | $398.31 |
|---|---|
| High / Low | $450.00 / $323.00 |
| Median | $400.60 |
| Analysts | 35 |
| Strong Buy | 7 | |
|---|---|---|
| Buy | 28 | |
| Hold | 3 | |
| Sell | 0 | |
| Strong Sell | 0 |
Recent rating actions
| 2026-04-30 | Macquarie | → Outperform |
| 2026-04-29 | UBS | → Buy |
| 2026-04-29 | Oppenheimer | → Outperform |
| 2026-04-29 | Evercore ISI Group | → In-Line |
| 2026-04-29 | Cantor Fitzgerald | → Overweight |
| 2026-04-24 | Truist Securities | → Buy |
Officers & Board
| Chair | John F. Lundgren since 2024 |
|---|---|
| Director | Pam Murphy since 2023 |
| Director | Ryan McInerney since 2023 |
| CEO | Ryan McInerney since 2023 |
| Director | Kermit Crawford since 2022 |
| Director | Teri List since 2022 |
| Director | Linda J. Rendle since 2020 |
| Director | Ramon Laguarta since 2019 |
| Director | Denise Morrison since 2018 |
| Director | John F. Lundgren since 2017 |
| Director | Lloyd Carney since 2015 |
| Director | Maynard Webb since 2014 |
| Director | Francisco Javier Fernández-Carbajal since 2007 |
| Founder | Dee Hock current |
| Chair | Alfred F. Kelly Jr. 2019–2024 |
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-07-28 | Earnings Release, Other Material Event… | read |
| 2026-07-15 | Bylaws Amendment, Exhibits | read |
| 2026-06-26 | Other Material Event | read |
| 2026-05-12 | Material Agreement, Other Material Event… | read |
| 2026-05-11 | Reg FD Disclosure, Exhibits | read |
| 2026-04-28 | Earnings Release, Other Material Event… | read |
| 2026-02-27 | Other Material Event | read |
| 2026-02-13 | Reg FD Disclosure | read |
| 2026-02-12 | Other Material Event, Exhibits | read |
| 2026-01-29 | Earnings Release, Other Material Event… | read |
| 2026-01-28 | Bylaws Amendment, Shareholder Vote | read |
| 2025-12-30 | Other Material Event | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-07-30 | MAHON TULLIER KELLY | VICE CHAIR, CHF PPL & COR | Sell | 19.99K | $7.29M |
| 2026-07-30 | MAHON TULLIER KELLY | VICE CHAIR, CHF PPL & COR | Sell | 37.28K | $13.61M |
| 2026-07-30 | MAHON TULLIER KELLY | VICE CHAIR, CHF PPL & COR | Option exercise | 37.28K | $4.09M |
| 2026-07-02 | ROTTENBERG JULIE B | GENERAL COUNSEL | Sell | 2.03K | $729.72K |
| 2026-07-02 | ROTTENBERG JULIE B | GENERAL COUNSEL | Option exercise | 2.03K | $222.61K |
| 2026-07-01 | MCINERNEY RYAN | Chief Executive Officer | Option exercise | 10.49K | $1.15M |
| 2026-07-01 | MCINERNEY RYAN | Chief Executive Officer | Sell | 8.85K | $3.04M |
| 2026-07-01 | MCINERNEY RYAN | Chief Executive Officer | Sell | 1.64K | $564.36K |
| 2026-06-29 | MCINERNEY RYAN | Chief Executive Officer | Option exercise | 20.97K | $2.30M |
| 2026-06-29 | MCINERNEY RYAN | Chief Executive Officer | Sell | 20.97K | $7.13M |
Flow & Concentration
| Insider 180d net | -$46.53M |
|---|---|
| Insider buys / sells | 0 / 8 |
| Insider bias | Sellers |
| 13F holders | 10 |
| Top-5 share | 98.1% |
| HHI | 3,965 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $28.43B | 82.87M |
| Fidelity / FMR LLC | $14.73B | 42.93M |
| Capital Research / Capital World | $4.77B | 13.89M |
| Citadel Advisors | $1.83B | 5.35M |
| Millennium Management | $759.77M | 2.21M |
| AQR Capital Management | $640.28M | 1.87M |
| Tiger Global Management | $274.02M | 798.70K |
| Renaissance Technologies | $42.30M | 123.29K |
| Bridgewater Associates | $27.97M | 81.54K |
| T. Rowe Price Group | $12.17M | 35.47M |
As of 2026-06-30
Dividends
| Yield (TTM) | 0.36% |
|---|---|
| $ / share (TTM) | $1.34 |
| 5y CAGR | +14.9% |
Annual dividend per share
| 2021 | $1.33 |
|---|---|
| 2022 | $1.57 |
| 2023 | $1.87 |
| 2024 | $2.15 |
| 2025 | $2.44 |
| 2026 | $0.67 |
Federal Contracts
| Amount | Agency | Description |
|---|---|---|
| $11.01M | Department of Homeland Security | TRAINING MANAGEMENT SYSTEM |
| $7.37M | Department of Homeland Security | TRAINING ACADEMY MANAGMENT SYSTEM (TAMS) |
| $4.13M | Department of Homeland Security | USCIS LEARNING MANAGEMENT SYSTEM (LMS) |
| $3.97M | Department of Justice | THIS CONTRACT RENEWAL IS REQUIRED TO PROVIDE FOR A CENTRALIZED TRAINING MANAGEME |
| $3.33M | Department of Homeland Security | ENTERPRISE TRAINING & RESOURCE MANAGEMENT SYSTEM TASK ORDER 2 |
| $3.23M | Department of Homeland Security | ENTERPRISE TRAINING & RESOURCE MANAGEMENT SYSTEM TASK ORDER 1 |
| $3.10M | Department of Homeland Security | THIS AWARD PROVIDES IMMIGRATIONS AND CUSTOMS ENFORCEMENT PERSONNEL WITH A TRAINI |
| $3.01M | Department of Homeland Security | IGF::OT::IGF TRAINING MANAGEMENT SUPPORT SYSTEM (TMSS) |
SEC Filings
The Long Run
FY 2009–2025 · 17 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $32.65B | +10.2% | |
| Operating income | $21.00B | +11.8% | |
| Net income | $20.06B | +14.3% | |
| Cash from ops | $23.06B | +26.2% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $366.02 | $368.33 | $363.79 | $367.38 | 4.58M |
| Sep 24 | $362.27 | $368.21 | $362.00 | $367.98 | 4.42M |
| Sep 23 | $361.24 | $366.33 | $360.00 | $361.52 | 5.13M |
| Sep 22 | $371.76 | $372.00 | $359.80 | $362.04 | 8.77M |
| Sep 21 | $369.54 | $370.90 | $366.09 | $369.95 | 7.11M |
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