The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Thursday, August 13, 2026

Subject of the day

VANQ.L

Concerning the House

Vanquis Banking Group plc engages in the provision of personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. The company offers credit cards, saving account, vehicle finance, loans, and mortgages. It also operates Snoop, a fintech app, that uses open banking to help users save money and manage their finances. Vanquis Banking Group plc was formerly known as Provident Financial plc and changed its name to Vanquis Banking Group plc in March 2023. The company was founded in 1880 and is headquartered in Bradford, the United Kingdom.

United Kingdom · www.vanquis.com

Quotation

$78.60

+0.30 (+0.4%)

52w hi$130.80
52w lo$77.90
Vol1.56M
As ofAug 13
The Verdict

Sell

Our score -0.65

Short-0.51
Medium-0.64
Long-0.95

computed 2026-08-13

By the Numbers

Vanquis Banking Group plc

Financial Services · Banks - Regional

Market cap$196.76M
Enterprise value$3.17B
Trailing P/E26.20x
Forward P/E5.34x
EV / EBITDA
P / S (ttm)0.73x
Profit margin2.6%
Return on equity2.3%
Revenue growth-5.6%
Earnings growth-21.5%
Debt / equity776.40
Risk Metrics
Beta vs SPX0.27
Corr SPX0.10
Annual vol44.2%
Annual ret+23.2%
Sharpe0.53
Max DD-39.8%

Window: 504 trading days (491 obs)

Layer Breakdown
LayerRawContribution
Fundamental-0.17
Sector+0.09
Technical-0.34
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$79.90$80.90$78.20$78.601.56M
Aug 12$79.00$80.70$78.18$78.301.26M
Aug 11$83.00$83.00$78.70$79.50797.99K
Aug 10$82.90$82.90$79.50$79.901.49M
Aug 7$84.00$84.00$80.87$81.501.05M