The Bid & Ask

Quotations, Dispatches, and the Daily Tape

Friday, August 14, 2026

Subject of the day

WABC

Concerning the House

Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.

United States · www.westamerica.com

The Long Run

FY 2010–2025 · 16 years

LineLatestCAGRTrend
Net income$138.64M+2.6%
Cash from ops$121.90M-1.4%
Quotation

$59.93

+0.38 (+0.6%)

52w hi$61.96
52w lo$43.73
Vol103.12K
As ofAug 13
The Verdict

Hold

Our score +0.34

Short+0.29
Medium+0.42
Long+0.30

computed 2026-08-13

By the Numbers

Westamerica Bancorporation

Financial Services · Banks - Regional

Market cap$1.39B
Enterprise value$1.23B
Trailing P/E13.23x
Forward P/E12.82x
EV / EBITDA
P / S (ttm)5.49x
Profit margin43.9%
Return on equity12.5%
Revenue growth-2.7%
Earnings growth+4.5%
Debt / equity
Risk Metrics
Beta vs SPX0.65
Corr SPX0.43
Annual vol24.2%
Annual ret+13.0%
Sharpe0.54
Max DD-25.3%

Window: 504 trading days (504 obs)

Layer Breakdown
LayerRawContribution
Fundamental+0.23
Sector+0.09
Technical+0.24
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-08-13

Recent Sessions
DateOpenHighLowCloseVol
Aug 13$59.95$60.16$59.69$59.93103.12K
Aug 12$58.98$59.87$58.70$59.55139.60K
Aug 11$58.69$59.22$58.61$58.84134.20K
Aug 10$58.90$59.30$58.27$58.5487.60K
Aug 7$59.50$59.85$59.05$59.13122.90K