Inside the research
WaFd, Inc.
WAFD Research profile · latest available data
Price overview
$31.35
▲ +0.44 (+1.4%)
| 52w hi | $39.03 |
|---|---|
| 52w lo | $26.96 |
| Vol | 1.67M |
| As of | 25 Sep 2026 |
The Verdict
Our score -0.16
| Short | -0.27 |
|---|---|
| Medium | -0.21 |
| Long | +0.13 |
computed 2026-09-27
Key fundamentals
WaFd, Inc.
Financial Services · Banks - Regional
| Market cap | $2.32B |
|---|---|
| Enterprise value | $5.29B |
| Trailing P/E | 9.89x |
| Forward P/E | 8.93x |
| P / S (ttm) | 3.05x |
| Profit margin | 33.7% |
| Return on equity | 8.5% |
| Revenue growth | +5.6% |
| Earnings growth | +15.1% |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.31 | |
| Sector | +0.02 | |
| Technical | -0.33 | |
| Earnings | +0.00 | |
| Sentiment | +0.19 |
macro × 1.00 · 2026-09-27
Business overview
WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. Additionally, it provides technology and data services; and personalized financial guidance and investment services. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc. in September 2023. WaFd, Inc. was founded in 1917 and is headquartered in Seattle, Washington.
Risk Metrics
| Beta vs SPX | 0.83 |
|---|---|
| Corr SPX | 0.47 |
| Annual vol | 28.3% |
| Annual ret | -1.8% |
| Sharpe | -0.06 |
| Max DD | -35.7% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-11 | Other Material Event, Exhibits | read |
| 2026-07-28 | Reg FD Disclosure, Exhibits | read |
| 2026-07-17 | Earnings Release, Exhibits | read |
| 2026-07-06 | Reg FD Disclosure, Exhibits | read |
| 2026-05-12 | Other Material Event, Exhibits | read |
| 2026-05-05 | Reg FD Disclosure, Exhibits | read |
| 2026-04-17 | Earnings Release, Exhibits | read |
| 2026-04-02 | Reg FD Disclosure, Exhibits | read |
| 2026-03-02 | Officer / Director Change, Reg FD Disclosure… | read |
| 2026-02-23 | Reg FD Disclosure, Exhibits | read |
| 2026-02-04 | Officer / Director Change, Shareholder Vote… | read |
| 2026-02-03 | Other Material Event, Exhibits | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-04-24 | Robison Kim E | EVP & Chief Operations Of | Sell | 22.00K | $776.16K |
| 2026-02-27 | Sanden Blayne | SVP & PAO | Withheld for tax | 46 | $1.43K |
| 2026-02-06 | Cooper Cathy E | EVP & Chief Consumer Bank | Sell | 5.30K | $178.98K |
| 2026-01-20 | Sanden Blayne | SVP & PAO | Grant | 750 | $23.58K |
| 2026-01-02 | Bice Shawn | Grant | 3.31K | $106.02K | |
| 2026-01-02 | BROWER LINDA S | Grant | 3.31K | $106.02K | |
| 2026-01-02 | BROWER LINDA S | Withheld for tax | 993 | $31.81K | |
| 2026-01-02 | GRAHAM STEPHEN | Grant | 3.31K | $106.02K | |
| 2026-01-02 | GRANT DAVID K | Grant | 3.31K | $106.02K | |
| 2026-01-02 | Hampel Sylvia | Grant | 3.31K | $106.02K |
Flow & Concentration
| Insider 180d net | -$776.16K |
|---|---|
| Insider buys / sells | 0 / 1 |
| Insider bias | Neutral |
| 13F holders | 8 |
| Top-5 share | 98.6% |
| HHI | 6,500 (concentrated) |
Top Holders
| Holder | Value | Shares |
|---|---|---|
| State Street Corp | $166.75M | 4.35M |
| Millennium Management | $21.34M | 556.26K |
| Capital Research / Capital World | $8.11M | 211.30K |
| AQR Capital Management | $6.85M | 179.78K |
| Renaissance Technologies | $3.08M | 80.23K |
| Citadel Advisors | $1.89M | 49.25K |
| Fidelity / FMR LLC | $955.78K | 24.91K |
| T. Rowe Price Group | $3.69K | 96.06K |
As of 2026-06-30
SEC Filings
The Long Run
FY 2010–2025 · 16 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $27.51M | +2.0% | |
| Net income | $200.04M | +3.5% | |
| Cash from ops | $236.95M | +2.6% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $30.96 | $31.52 | $30.88 | $31.35 | 1.67M |
| Sep 24 | $30.86 | $31.00 | $30.54 | $30.91 | 1.46M |
| Sep 23 | $31.44 | $31.67 | $30.62 | $30.70 | 1.43M |
| Sep 22 | $32.58 | $32.64 | $31.46 | $31.51 | 1.61M |
| Sep 21 | $32.48 | $32.64 | $32.15 | $32.29 | 1.51M |
Understand the score. Research layers are inputs to a model, and the available data has limits.
Read the methodology →