Inside the research
World Acceptance Corporation
WRLD Research profile · latest available data
Price overview
$171.99
▲ +1.24 (+0.7%)
| 52w hi | $223.83 |
|---|---|
| 52w lo | $115.57 |
| Vol | 54.10K |
| As of | 25 Sep 2026 |
The Verdict
Our score +0.06
| Short | -0.02 |
|---|---|
| Medium | +0.07 |
| Long | +0.18 |
computed 2026-09-27
Key fundamentals
World Acceptance Corporation
Financial Services · Credit Services
| Market cap | $801.54M |
|---|---|
| Enterprise value | $1.42B |
| Trailing P/E | 21.74x |
| Forward P/E | 11.36x |
| EV / EBITDA | 12.57x |
| P / S (ttm) | 1.36x |
| Profit margin | 6.6% |
| Return on equity | 9.9% |
| Revenue growth | +4.8% |
| Earnings growth | +343.3% |
| Debt / equity | 178.94 |
Layer Breakdown
| Layer | Raw | Contribution |
|---|---|---|
| Fundamental | +0.29 | |
| Sector | +0.02 | |
| Technical | -0.02 | |
| Earnings | +0.00 | |
| Sentiment | +0.00 |
macro × 1.00 · 2026-09-27
Business overview
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.
Risk Metrics
| Beta vs SPX | 1.21 |
|---|---|
| Corr SPX | 0.42 |
| Annual vol | 46.8% |
| Annual ret | +27.6% |
| Sharpe | 0.59 |
| Max DD | -37.3% |
Window: 504 trading days (504 obs)
Material Events
| Date | Event | 8-K |
|---|---|---|
| 2026-08-13 | Other Material Event | read |
| 2026-07-24 | Earnings Release, Reg FD Disclosure… | read |
| 2026-07-01 | Material Agreement, Material Obligation… | read |
| 2026-06-04 | Officer / Director Change | read |
| 2026-05-26 | Material Agreement | read |
| 2026-04-30 | Earnings Release, Reg FD Disclosure… | read |
| 2026-04-15 | Officer / Director Change, Other Material Event… | read |
| 2026-02-17 | Officer / Director Change, Reg FD Disclosure… | read |
| 2026-02-11 | Other Material Event | read |
| 2026-01-27 | Earnings Release, Reg FD Disclosure… | read |
| 2025-12-04 | Officer / Director Change, Reg FD Disclosure… | read |
| 2025-10-23 | Earnings Release, Reg FD Disclosure… | read |
Insider Trades
| Date | Insider | Role | Action | Shares | Value |
|---|---|---|---|---|---|
| 2026-08-12 | Childers Jason E. | SVP, Information Technolo | Sell | 2.00K | $381.48K |
| 2026-08-10 | Robinson Benjamin E III | Sell | 90 | $16.85K | |
| 2026-08-03 | McIntyre Scott | SVP, Accounting | Sell | 1.30K | $240.50K |
| 2026-07-30 | Calmes John L Jr | See remarks | Sell | 2.00K | $372.00K |
| 2026-06-30 | WAY CHARLES D | Sell | 833 | $187.43K | |
| 2026-06-29 | Robinson Benjamin E III | Sell | 2.03K | $452.45K | |
| 2026-06-29 | Robinson Benjamin E III | Option exercise | 2.03K | $382.60K | |
| 2026-06-26 | WAY CHARLES D | Sell | 833 | $174.93K | |
| 2026-06-15 | Caulder Alice Lindsay | SVP, Human Resources | Sell | 609 | $110.23K |
| 2026-06-12 | Umstetter Luke J. | See remarks | Sell | 1.00K | $181.66K |
Flow & Concentration
| Insider 180d net | -$2.12M |
|---|---|
| Insider buys / sells | 0 / 9 |
| Insider bias | Sellers |
| 13F holders | 0 |
| Top-5 share | 0.0% |
| HHI | 0 (—) |
SEC Filings
The Long Run
FY 2011–2025 · 13 years
| Line | Latest | CAGR | Trend |
|---|---|---|---|
| Revenue | $139.32M | +1.0% | |
| Net income | $13.39M | -13.2% | |
| Cash from ops | $254.16M | +2.0% |
Indices
Recent Sessions
| Date | Open | High | Low | Close | Vol |
|---|---|---|---|---|---|
| Sep 25 | $172.23 | $173.99 | $171.20 | $171.99 | 54.10K |
| Sep 24 | $170.10 | $171.47 | $168.60 | $170.75 | 62.30K |
| Sep 23 | $170.96 | $172.38 | $169.43 | $170.07 | 51.90K |
| Sep 22 | $171.95 | $175.40 | $170.58 | $172.99 | 75.50K |
| Sep 21 | $179.64 | $181.47 | $168.17 | $171.09 | 115.10K |
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