Inside the research

Wintrust Financial Corporation

WTFC Research profile · latest available data

Price overview

$146.11

▲ +1.79 (+1.2%)

52w hi$166.33
52w lo$118.51
Vol317.30K
As of25 Sep 2026

The Verdict

Hold

Our score -0.10

Short-0.28
Medium-0.09
Long+0.26

computed 2026-09-27

Key fundamentals

Wintrust Financial Corporation

Financial Services · Banks - Regional

Market cap$9.86B
Enterprise value$10.50B
Trailing P/E11.74x
Forward P/E10.57x
P / S (ttm)3.57x
Profit margin32.6%
Return on equity12.2%
Revenue growth+10.2%
Earnings growth+18.7%

Layer Breakdown

LayerRawContribution
Fundamental+0.35
Sector+0.02
Technical-0.21
Earnings+0.00
Sentiment+0.00

macro × 1.00 · 2026-09-27

Business overview

Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

United States · www.wintrust.com

Risk Metrics

Beta vs SPX1.14
Corr SPX0.61
Annual vol29.8%
Annual ret+19.4%
Sharpe0.65
Max DD-31.3%

Window: 504 trading days (504 obs)

Analyst Coverage

Mean PT$174.67
High / Low$190.00 / $150.00
Median$178.00
Analysts12
Strong Buy3
Buy6
Hold3
Sell0
Strong Sell0

Recent rating actions

2026-04-23TD Cowen→ Buy
2026-04-22RBC Capital→ Outperform
2026-04-22Piper Sandler→ Overweight
2026-04-22DA Davidson→ Buy
2026-04-22Citigroup→ Buy
2026-04-22Barclays→ Overweight

Material Events

DateEvent8-K
2026-07-20Earnings Release, Exhibitsread
2026-05-29Shareholder Voteread
2026-04-20Earnings Release, Exhibitsread
2026-01-20Earnings Release, Exhibitsread
2025-12-16Material Agreement, Material Obligation…read
2025-12-08Material Agreement, Material Obligation…read
2025-10-20Earnings Release, Exhibitsread
2025-10-02Officer / Director Change, Exhibitsread
2025-07-21Earnings Release, Exhibitsread
2025-07-163.03, Bylaws Amendment…read
2025-06-13Officer / Director Changeread
2025-06-13Other Material Event, Exhibitsread

Insider Trades

DateInsiderRoleActionSharesValue
2026-08-13DYKSTRA DAVID AVICE CHAIRMAN AND COOSell13.52K$2.20M
2026-06-30Smith Gregory AGrant447$62.11K
2026-06-30MCKINNEY SUZET MGrant408$56.69K
2026-06-30Kohl Laura A.Grant399$55.44K
2026-06-30TEGLIA KARIN GUSTAFSONGrant485$67.39K
2026-06-30RICHTER DAVID SGrant424$58.91K
2026-06-30GLABE MARLA FGrant416$57.80K
2026-06-30WASHINGTON ALEX E IIIGrant534$74.19K
2026-06-30KENNEY BRIAN AGrant488$67.80K
2026-06-30CRIST PETER DGrant710$98.65K

Flow & Concentration

Insider 180d net-$2.20M
Insider buys / sells0 / 1
Insider biasSellers
13F holders0
Top-5 share0.0%
HHI0 (—)

Dividends

Yield (TTM)0.72%
$ / share (TTM)$1.05
5y CAGR+12.3%

Annual dividend per share

2021$1.24
2022$1.36
2023$1.60
2024$1.80
2025$2.00
2026$0.55

SEC Filings

DateFormDoc
2026-08-134view
2026-08-0510-Qview
2026-07-208-Kview
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view
2026-07-024view
2026-05-298-Kview

The Long Run

FY 2010–2025 · 16 years

LineLatestCAGRTrend
Revenue$265.63M+8.7%
Net income$622.63M+15.4%
Cash from ops$910.35M+14.5%

Indices

S&P MidCap 400

Recent Sessions

DateOpenHighLowCloseVol
Sep 25$145.42$146.49$144.74$146.11317.30K
Sep 24$144.18$144.75$142.67$144.32358.40K
Sep 23$144.60$145.98$143.57$143.71380.50K
Sep 22$147.85$148.54$144.50$144.70419.80K
Sep 21$148.22$148.66$146.86$147.08342.80K

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